HSBC Advance Credit Card*

Free annual fee

Use your HSBC Advance Credit Card to shop and pay bills and get your annual fee waived for a minimum of PHP200,000 annual spend for primary cardholders and PHP100,000 spend for supplementary cardholders.

Low Finance Charge Rate of 3%

Enjoy a lower interest rate of only 3% per month so you have more funds for your essential spending.

Exclusive HSBC Advance offers via HSBC Rewards Program

Get 1 Bonus Point for every PHP20 you spend. With the new accelerated rewards benefit of HSBC’s new Credit Card Rewards Program, earn Bonus Points 3x faster when you shop and dine locally using your HSBC Advance Visa. Accumulate Bonus Points to redeem Rewards that are worth the wait.

Take advantage of year-round exclusive discounts and freebies when you use your HSBC Advance Credit Card in selected partner establishments worldwide.

Caltex Rebate Offer

Earn a 3% rebate on your fuel purchases when you use your HSBC Advance Visa Credit Card at participating Caltex stations. Plus, you still earn Bonus Points on your fuel transactions which you can use to redeem Rewards items or miles.

Rebate is given to fuel purchases of up to P20,000 per calendar month.

HSBC's Installment Plan (HIP)

Buy more and pay less every month through HIP. Enjoy 0* interest and flexible repayment terms of up to 24 months at participating establishments nationwide.

*Terms and Conditions apply.

Online Bills Payment

Say goodbye to long lines and start experiencing convenient bills payment now. Pay for your household bills the fast, safe and simple way.

HSBC's SecurePay

Protect yourself from unauthorized transactions. Sign up for extra protection when you purchase online.

Credit Protector

Take care of your family in the event of an accident by applying for Credit Protector. Credit Protector will cover unpaid bills up to a maximum of P400,000 per credit card that are outstanding at the onset of the cardholder's death or permanent disability.

SMS banking

Simply text HSBC CC and send to 09229992722. For your convenience, save this number to your mobile phone. Standard charge per text is only PHP1.00.

You can also register online. Register now!

Balance Transfer

Manage your finances by transferring your non-HSBC credit card balances to your HSBC credit card. Enjoy bigger savings and longer repayment terms.

Straight to Installment

Use your HSBC credit card for straight purchases then convert them into affordable monthly installments at low interest rates afterwards.

Don't have an HSBC Advance Visa credit card? Apply Now!

Call us at (02) 85-800 or (02) 976-8000

Visit us at our branches