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HSBC Credit Card Comparison
| HSBC Credit Card Comparison | ||||||
 Classic
Worldwide purchasing power
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 Red
MasterCard Irresistible rewards for women
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 Gold
Take pleasure in a winning experience
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 Advance Visa
Caters to all your needs
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 Platinum
Visa Your ticket to the world
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 Premier
MasterCard Highest level of personalized service
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| Caltex Rebate |  |
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| Rewards Program | |
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| home&Away Privilege Program |
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| HIP (HSBC's Installment Plan) |
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| Eligibilty criteria | ||||||
Income criteria |
PHP120,000 | PHP360,00 | For Advance bank depositors |
PHP1,000,000 | For Premier bank depositors |
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| Fees and charges | ||||||
| Primary Card Annual Fee (waived for the first year) |
PHP1,200 | PHP1,200 | PHP2,500 | PHP2,500 | PHP5,000 | Waived |
| Supplementary Card Annual Fee | PHP600 | PHP600 | PHP1,250 | PHP1,250 | PHP2,500 | Waived |
| Finance charge (computed using average daily balance) |
3.5% per month (or 42% annually) | 3% per month | 2.75% per month | 2.75% per month | ||
| Fees (All cards) | |
| Cash advance fee | 3% of amount drawn or P500, whichever is higher |
| Minimum amount due | 4% of your Total Due or Php500 whichever is higher. In addition to the current minimum payment due, it includes any overdue and/or overlimit amount on your account. |
| Late payment fee | 7.5% of the minimum due or P600, whichever is higher |
| Overlimit fee | P500 shall be charged if card account is overlimit on cut-off date |
| Returned check fee | P1000 shall be charged for check payments which are returned due to reasons such as but not limited to insufficient funds, unsecured deposit, or any other reasons resulting to bad faith by the cardholder |
| Sales slip retrieval fee | P275 for each sales slip retrieved upon cardholder's request |
| Card replacement fee | P400 for each replacement of lost, stolen or damaged card |
| Service fee for foreign currency transactions2 | 1.75% of the converted sum plus reimbursement of the assessment fee charged by Visa/MasterCard to HSBC equivalent to 1% of the converted sum |
| HSBC's installment plan pre-termination processing fee | P500 for each HSBC Installment Plan transaction pre-terminated |
| Annual Mileage Rewards Program Fee | P500 per mileage program upon enrollment (Waived for Platinum) |
1Terms and Conditions apply
2Details found on HSBC’s Terms and Conditions
