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HSBC Credit Card Comparison

Discover the best credit card for you - HSBC Philippines

Different cards to match different needs.

HSBC offers a full range of credit cards with corresponding customized offers so you can select the one that suits you best.

For the barest of fees, you get to choose an HSBC credit card that understands and fits your lifestyle. Check the chart below for a rundown of the corresponding charges.

Choose the credit card that is right for you

 

Type of Fee Charge

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  Description

Worldwide purchasing power

Irresistible rewards for women

Take pleasure in a winning experience

Fly Philippine Airlines for free

A special experience with free travel

Bringing the world to your doorstep

Highest level of personalized service

  Primary card annual fee*

P1,200

P1,200

P2,500

P1,200

P3,000

P5,000

WAIVED

  Supplementary card annual fee*

P600

P600

P1,250

P600

P1,500

P2,500

WAIVED

  Annual Mileage Rewards Program fee(for primary cards)

P500
per mileage program upon enrollment

P500*

WAIVED

P500 per mileage program upon enrollment

  Finance charge (computed using average daily balance)

3.5% per month
(or 42% annually)

2.75% per month
(or 33% annually)

  Cash advance fee

3% of amount drawn or P500, whichever is higher

  Minimum amount due

4% of outstanding balance or P500, whichever is higher

  Late payment fee

7.5% of the minimum due or P600, whichever is higher

  Overlimit fee

P500 shall be charged if card account is overlimit on cut-off date

  Returned check fee

P1,000 shall be charged for check payments which are returned due to reasons such as but not limited to insufficient funds, unsecured deposit, or any other reasons resulting to bad faith by the cardholder

  Sales slip retrieval fee

P275 for each sales slip retrieved upon cardholder's request

  Card replacement fee

P400 for each replacement of lost, stolen or damaged card

  Service fee for foreign currency transactions**

1.75% of the converted sum plus reimbursement of the assessment fee charged by Visa/MasterCard to HSBC equivalent to 1% of the converted sum.

  HSBC's installment plan pre-termination processing fee

P500 for each HSBC Installment Plan transaction pre-terminated.

*First year waived

**Details found on HSBC's Terms and Conditions

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Next steps

Apply now Applicants must have a minimum income of P120,000 per annum and be at least 21 years of age.

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