HSBC Credit Card Fees and Charges

No hidden fees or charges with our credit cards / HSBC Philippines

Different cards to match different needs.

HSBC offers a full range of credit cards with corresponding customized offers so you can select the one that suits you best.

For the barest of fees, you get to choose an HSBC credit card that understands and fits your lifestyle. Check the chart below for a rundown of the corresponding charges.

Fees and Charges

Type of Fee Charge	Visa/MasterCard Classic	RED MasterCard	Visa / MasterCard Gold	Mabuhay Miles Visa Classic	Mabuhay Miles Visa Gold	HSBC Premier MasterCard

Description	Worldwide purchasing power	Irresistible rewards for women	Take pleasure in a winning experience	Fly Philippine Airlines for Free	A special experience with free travel	Highest level of personalized service
Primary Card Annual Fee*	P1,200	P1,200	P2,400	P1,200	P3,000	WAIVED
Supplementary Card Annual Fee*	P600	P600	P1,200	P600	P1,500	WAIVED
Annual Mileage Rewards Program Fee(for Primary Cards)	P500 per mileage program upon enrollment			P500*	WAIVED	P500 per mileage program upon enrollment
Finance Charge (computed using average daily balance)	3.5% per month (or 42% annually)				2.75% per month (or 33% annually)
Cash Advance Fee	3% of amount drawn or P500, whichever is higher
Minimum Amount Due	4% of outstanding balance or P500, whichever is higher
Late Payment Fee	7.5% of the minimum due or P500, whichever is higher
Overlimit Fee	P500 shall be charged if card account is overlimit on cut-off date
Returned Check Fee	P300 will be charged for check payments which are returned due to reasons such as but not limited to insufficient funds, unsecured deposit, or any other reason resulting to bad faith the cardholder
Sales Slip Retrieval Fee	P275 for each sales slip retrieved upon cardholder's request
Card Replacement Fee	P400 for each replacement of lost, stolen or damaged card