You are here:

You are not logged on. Log on to  Log on to Internet Banking Icon: Not logged on

HSBC Credit Card Fees and Charges

 No hidden fees or charges with our credit cards / HSBC Philippines

Different cards to match different needs.

HSBC offers a full range of credit cards with corresponding customized offers so you can select the one that suits you best.

For the barest of fees, you get to choose an HSBC credit card that understands and fits your lifestyle. Check the chart below for a rundown of the corresponding charges.

Fees and Charges


Type of Fee Charge


Worldwide purchasing power

Irresistible rewards for women

Take pleasure in a winning experience

Fly Philippine Airlines for Free

A special experience with free travel

Highest level of personalized service

Primary Card Annual Fee*







Supplementary Card Annual Fee*







Annual Mileage Rewards Program Fee(for Primary Cards)

per mileage program upon enrollment



P500 per mileage program upon enrollment

Finance Charge (computed using average daily balance)

3.5% per month
(or 42% annually)

2.75% per month
(or 33% annually)

Cash Advance Fee

3% of amount drawn or P500, whichever is higher

Minimum Amount Due

4% of outstanding balance or P500, whichever is higher

Late Payment Fee

7.5% of the minimum due or P500, whichever is higher

Overlimit Fee

P500 shall be charged if card account is overlimit on cut-off date

Returned Check Fee

P300 will be charged for check payments which are returned due to reasons such as but not limited to insufficient funds, unsecured deposit, or any other reason resulting to bad faith the cardholder

Sales Slip Retrieval Fee

P275 for each sales slip retrieved upon cardholder's request

Card Replacement Fee

P400 for each replacement of lost, stolen or damaged card

*First year waived

Apply for an HSBC Credit Card

Let's talk

Contact us

Visit us at our branches

Call us at (02) 85-800

Guide to HSBC's
Products & Services

HSBC Philippines
HSBC Savings Bank

Next steps

Apply now Apply now Applicants must have a minimum income of P200,000 per annum and be at least 21 years of age.

Contact Us Need to get more info about HSBC credit cards?

Manage your account online

Subscribe to e-statements