HSBC Gold Visa/MasterCard Credit Card

Get a PHP1,000 spending spree with your new HSBC Gold Credit Card

Earn Rewards Faster

With your HSBC Gold Visa / MasterCard you can redeem exclusive rewards faster. With HSBC Credit Card Rewards Programme’s accelerated rewards benefit, you earn 3X the Bonus Points* when you use your HSBC Gold Visa / MasterCard to dine or shop at select apparel and department stores. Plus, enjoy RED HOT DEALS – discounts, privileges and surprise offers here and abroad all year round.

Apply for an HSBC Gold Visa/MasterCard Credit Card

To be eligible, you must:

be between 21 to 65 years old and a Philippine resident

hold residence or must be employed within Metro Manila or in selected provincial areas

Bulacan, Pampanga, Rizal, Laguna, Cavite, Batangas, Cebu, Davao City, Zambales (Subic and Olongapo City), Bacolod, Butuan, Cagayan de Oro, Cotabato, Dipolog, General Santos, Iloilo, Kalibo, Legaspi, Naga, Puerto Princesa, Roxas, Tacloban, Tuguegarao, Tagbilaran City, Zamboanga City, Baguio City, Panabo & Tagum Davao del Norte, Digos Davao Del Sur, Laoag City, Ormoc City, Dumaguete City, Cabanatuan City, Dagupan City, Pangasinan (Urdaneta and Calasiao), Lucena City, Tarlac City

have at least a gross annual income of P200,000 for HSBC Gold Credit Card. Income must be verifiable and consistent with income proof
have another locally-issued primary credit card in good standing for at least 12 months

New to HSBC/HSBC Savings Bank Customer

If you are an HSBC Saving Bank Customer or new to HSBC, it's easy to apply for a Gold Card.

HSBC Philippines Customer

Accelerated Rewards
Apply now to get P1,000 shopping spree
Exclusive benefits
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With HSBC Gold Visa & MasterCard, experience real rewards up to 3x faster with HSBC's new Credit Card Rewards program. Benefit from accelerated rewards which allows qualified cardholders to earn Bonus Points faster!

Earn 1 Bonus Point for every PHP20 spend. Earn extra Bonus Points when you use your card in the following merchant categories:

earn 3x

•

Earn 3X Bonus Points when Dining
This covers all Philippine-based restaurants, bistros, bars and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category ¹ Codes 5921, 5814, 5813, 5462 and 5499. Excluded from this benefit are transactions made at fast food restaurants that accept credit card payments.

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Earn 3X Bonus Points when Shopping
This covers all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category ¹Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137 and 5139. Excluded from this benefit are transactions made at service merchants such as drug stores, gas stations, groceries/supermarkets and convenience stores.

¹Merchant Category refers to the classification of each merchant establishment as determined by their acquiring banks based on the nature of the merchant's business as defined by Visa and MasterCard. Please click here to see a partial listing.

A minimum accumulated spend of PHP2,500 per month is required on the card to earn accelerated points.

A maximum, accumulated monthly spend of PHP40,000, across the pre-defined merchant categories, shall earn accelerated points. Amounts in excess of PHP40,000 shall earn the regular Bonus Points following the standard Bonus Points Earn Rate of 1 Bonus Point for every PHP20 spend.

Computation of accelerated points will be done once a month and will be credited to the card account every 25^th banking day of the following month.

IMPORTANT. HSBC's Credit Card Rewards Program Terms and Conditions apply.

Please refer to HSBC's Credit Card Terms & Conditions and HSBC's Credit Card Rewards Terms & Conditions for more information.

Get a PHP1,000 spending spree with your new HSBC Gold Card

Apply for the new HSBC Gold Visa and get P1,000 rebate when you activate and spend P2,500.

P1,000 Spending Spree Terms and Conditions

1. HSBC's Gold Card "Cash Rebate" Acquisition promotion (the "Promo") shall run from 20 March to 30 June 2013 (the "Promo Period").

2. The Promo is open to individual applicants applying for a primary HSBC Gold Visa or MasterCard credit card ("credit card") and are subsequently approved (the "Cardholder") within the Promo Period.

3. Under this promotion, Cardholder shall be entitled to a one-time crediting of Php1,000 Cash Rebate ("Cash Rebate") once the approved credit card is activated and an accumulated local or international spend of Php2,500.00 (the "Promo Spend") is met. HSBC's Balance Transfer and Cash Installment Plan transactions are qualified for earning raffle entries. Cash Advance, Fees and charges such as annual fees, late charges, finance charges, credit card sales slip retrieval fees, cash advance fees, over limit fees and debit adjustments are excluded from the Promo. The Promo Spend must be met on or before August 31, 2013 (the "Promo Spend Period").

4. The Cash Rebate will be credited to the Cardholder's credit card account one month after meeting the Promo Spend.

5. Cash Advance and Card Fees are excluded from the Promo Spend.

6. The Cardholder will be charged the cost of the Cash Rebate should the cardholder cancel the qualifying Promo Spend at a later date.

7. The Cash Rebate cannot be convertible to Manager's Check or similar financial instruments.

8. The Cardholder agrees not to cancel the credit card within 18 months from approval of the credit card. If the cardholder requests for card cancellation, the amount of the rebate shall be charged to the Cardholder's credit card account.

9. In case of dispute in respect of the Cardholder's eligibility, coverage of dates, fulfillment, etc., HSBC's decision shall prevail. All questions or disputes regarding the eligibility for the Promo or for any rebates shall be resolved by HSBC and DTI.

10.This offer cannot be availed of in conjunction with other ongoing HSBC credit card acquisition promos. All credit card applications shall be subject to HSBC's final credit card approval and credit card terms and conditions.

Per DTI-NCR Permit No 2648, Series of 2013.

HSBC Credit Card. The One Card for Home and Away.

Red Hot Deals under the Home and Away Program
Savor the best of what the world has to offer with a fantastic array of discounts and privileges brought to you by our home&Away Privilege Program. With over 19,000 outlets in more than 160 coutnries and territories worldwide, there's always a bargain near you whether at home or abroad.

Cash Advance
Use your card on ATMs to withdraw money here and abroad.

HSBC's Card Installment Plan
Buy more and pay less every month through HIP. Enjoy 0% interest and flexible repayment terms of up to 24 months at participating establishments nationwide.

HSBC's Card Balance Transfer
Manage your finances by transferring your non-HSBC Credit Card balances to your HSBC Credit Card. Enjoy bigger savings and longer repayment terms.

AutoCharge
Cure the discomfort of having to pay for your utility bills at vendor outlets while earning Miles in one easy step - with one due date to remember.

Caltex Rebate
Earn a 3% rebate on your fuel purchases when you use your HSBC Gold Visa/MasterCard at participating Caltex stations.

HSBC's Card Balance Conversion
Use your HSBC Credit Card for straight purchases then convert them into affordable monthly installments at low interest rates afterwards.

HSBC Gold Visa/MasterCard Credit Card

Earn Rewards Faster

Apply for an HSBC Gold Visa/MasterCard Credit Card

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