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Shop online with your HSBC credit card

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HSBC Secure Pay

Be protected when paying online.

Get some peace of mind when you're shopping online. With HSBC Secure Pay, you'll get an extra level of protection for your online purchases.

Added layer of security for your online purchases with password protection and personal message features powered by Verified by Visa and MasterCardĀ® SecureCodeā„¢
Honored at major websites that accept Visa and MasterCard credit cards
Available at no additional cost
Easy-to-use services with no software downloading required
Quick, one-time registration via HSBC online banking


Frequently Asked Questions 

What makes it secure?

Password protection - To protect your transaction, HSBC will ask you to create a password. It's similar to your ATM PIN (Personal Identification Number) and it will help ensure that you are the only one registered to use your credit card online.

Personal Message - A personal message will add a layer of protection on top of your confidential password. This personal message is designed to confirm that your transaction is authenticated by HSBC and prove that you are the authorized HSBC credit cardholder.



Getting started

To register to Secure Pay, you will need:

  1. A registered HSBC credit card account in online banking

  2. The last 3 digits of your mobile phone number registered with HSBC or your Secure Key

    Step 1: Log on to HSBC online banking.

    Step 2: Once logged on, select Products & services from the menu at the top of the page. Under Credit Cards, select either Enroll in Verified by Visa or Enroll in MasterCard SecureCode. A registration page will open in a new window.

    Step 3: Follow the straightforward instructions in the registration page.

    Security reminders:

    1. If you logged on to online banking without a Secure Key, an authorization code will be sent to your registered mobile phone number to verify your enrollment. Logging on with a Secure Key will not require an authorization code.

    2. Selecting Verified by Visa or MasterCard SecureCode from the online banking menu will open a new window outside of your online banking dashboard. You will be notified about this for your security. Your online banking pages will remain open in the background. Take care not to leave your device unattended, and remember to log off from online banking when you have finished. If you don't return to online banking within 15 minutes, you will be logged off automatically.

Making secure online purchases

Shopping online is fast growing to be part of our everyday lives. We can virtually do almost anything - buying your favorite things, booking tickets, and many more! It's easy and convenient especially with your HSBC Credit Card.

Just a friendly reminder when making online purchases using your HSBC Credit Card.

Check that all of the following information are entered correctly on the payment page:

Card number
Expiry date
Name as shown on card
3-digit code at the back of your card (CVC/CSC/CVN/CVV)


In order to process a secure online payment, you are required to input a credit card verification number for all purchases made with VISA, MasterCard.

VISA and MasterCard.
3-digit number located at the back of your card.

3 Digit Card Verification Number

For your security, your HSBC credit card will be blocked from future online purchases after 3 cumulative erroneous tries.