Cashless Shopping

How does HSBC Debit Card work?

• Avoid the risks and hassles of carrying cash. With HSBC Debit Card, your purchases are deducted real time from the available balance of your savings or checking account at point of transaction.
• HSBC Debit Card is a built-in feature of your savings or checking account. Activate this feature by simply using your card in any HSBC, HSBC Savings Bank or Bancnet ATM nationwide.

HSBC Debit Card allows you to:

• Pay for your purchases in any VISA or Bancnet affiliated store, restaurants and shops here and abroad
• Shop without the risks of carrying too much cash in your wallet
• Monitor your purchases along with other transactions posted in your deposit account through HSBC Internet Banking or through your bank statement
• Keep your purchases within budget as it allows you to spend only what is available in your account
• Enjoy premium rebates, freebies and discounts in selected stores and establishments nationwide (For more information, visit www.hsbc.com.ph/personal/credit/perks)

How to use your HSBC Debit card

      1. Shop in any Visa or Bancnet affiliated merchant.
      2. Present your HSBC Debit card at the cashier.
      3. Authorize the payment for your purchases through any of the following:
            a. Signature verification (Visa electronic terminal) – you will be asked to sign on the charge slip to complete the payment.
            b. PIN verification (Bancnet POS terminal) – the cashier will request you to enter your ATM PIN in the pin pad.
      4. Keep the transaction receipt and the official receipt of your purchase

Tips for responsible use of your HSBC Debit Card

      1. If you suspect that your card is lost or stolen, report the loss immediately by calling our hotline.
      2. If you discover transactions in your account that your do not recognize, report it immediately to alert us to initiate an           investigation on your dispute.
      3. Do not leave your transaction receipts with the merchant. Dispose of them with care as they indicate your name and debit           card number.
      4. Do not disclose your PIN to anyone, much more, write it on the card. Keep it private and difficult for others to guess.           Cover your hand as you input the PIN in the pin pad.
      5. Be up to date with your account balance and monitor pending transactions like an incoming check or a scheduled payment           to ensure that you always have enough funds to cover for all your transactions. Stay on top of your finances by           managing your accounts online. For more information, visit hsbc.com.ph/personal/ebanking/features.