Financial security is always a must, even in the event of an accident. Select from a range of HSBC Insurance options to keep you and your loved ones free from financial stress. We can offer personal lines products including household, motor, travel, personal accident, investment & protection program, pension products, educational plans and life cover. Whatever happens, it always pays to be safe.
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Credit Protector
Take care of your family in the event of an accident. Credit Protector will take charge of unpaid bills amounting to up to PhP 400,000 per credit card at the onset of the cardholder’s death or total and permanent disability. With a minimal cost charged to your HSBC credit card account, you will get worry-free protection with Credit Protector.
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Single Trip Travel Insurance
Go on vacation without a care in the world. Single Trip Travel Insurance covers losses due to accidental death, accident/sickness medical expenses, and various travel inconveniences (trip cancellation/termination, baggage delay/loss, flight delay, loss of travel docs, liability repatriation, compassionate visit, etc).
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Personal Accident Insurance
Personal Accident Insurance takes the responsibility of supporting your family in cases of accidental death or permanent total disability. It provides your family a monthly income, enabling them to take care of household expenses and fees. Support will be available for three years. The insured and his family will also receive a lump sum benefit that can be used to finance any business endeavor.
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Hospital Income Insurance with No Claims Bonus
Ease the anxiety of incurring hospital bills on accidents, illness, or injury with Hospital Income Insurance. It can cover surgical treatment, hospital services, and even registered nurse fees. Get the daily benefit for each full day of hospital confinement within a hospital as an inpatient. As a bonus, you also get a 25% refund of the annual premium at the end of the year if there has been no claim made against the policy.
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Critical Illness Insurance
Critical Illness Insurance offers financial support by paying the full benefit to the insured or his beneficiaries. Once diagnosed with dreaded diseases like Cancer, Stroke, Chronic Kidney Failure and others, the insured can get the maximum benefit from Critical Illness Insurance. Hospitalization is not a pre-requisite for claiming the benefits of this plan.

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Term Life with Return of Premiums
Ensure profitable returns with this 20-year term insurance, claimable upon the insurer’s death within the insurance coverage. This plan is renewable up to sixty years of age, which covers the insured until the age of eighty. Term Life with Return of Premiums is also convertible to any permanent plan without evidence of insurability within fifteen years. Upon renewal of the plan, it will have a new period of convertibility.

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Motor Car Insurance
Find competitive rates and a comprehensive coverage for your motor car We can help you take care of vehicular damage and bodily injury due to typhoons, floods and earthquakes.
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Education
Your children's future education can be very costly when the time comes.
Our Education Plans can ensure your child’s college tuition, with an option for high school benefits. For peso plans, children 0-5 years old can be covered. For dollar plans, children 0-10 years are qualified.

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Home Insurance
Accidental and natural events can cause damage or loss of property due to fire, lightning, earthquake, typhoon, flood, failing aircraft, vehicle impact or other such accidents.
Covers building contents and personal effects excluding jewelry and cash.
Specialized householder's packages available.
Philippine citizens who own or rent real estate properties are eligible for coverage. Policy exclusions include war, acts of war and arson, among others specified in standard policy.
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Pension Plans
We can provide income continuation for the period of retirement. Individuals 10 to 65 years old can be covered under specific plans. Guaranteed cash benefits will be provided on maturity dates of choice plans.
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