Financial security is always a must, even in the event of an accident. Select from a range of HSBC Insurance options to keep you and your loved ones free from financial stress. We can offer personal lines products including household, motor, travel, personal accident, investment & protection program, pension products, educational plans and life cover. Whatever happens, it always pays to be safe.
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Personal Accident Insurance
Personal Accident Insurance takes the responsibility of supporting your family in cases of your accidental death or permanent total disability
Provides up to PHP3 million as immediate assistance to your family
Provides your family a monthly income of up to PHP35,000 for 3 years, enabling them to take care of household and school expenses
Fixed monthly premiums for as low as PHP7.00 per day, and will not be subject to any future increases
Guaranteed acceptance, you don't need to go through medical check-ups or lengthy health questionnaires
24 hours, worldwide coverage
Provides immediate coverage upon successful enrollment, no need to wait for processing time

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The I-Protect plan is available to cardholders who are between the ages of 18-60.
Some exclusions not payable under the I-Protect include death or disability caused by the following: suicide, self-inflicted injuries, drug and alcohol addiction, nervous disorders, pregnancy and childbirth, war, military service.
IMPORTANT: I-Protect is underwritten by the Chartis Insurance Philippines, Inc. This insurance product is marketed by HSBC Insurance Brokers (Philippines) Inc. Coverage under this insurance product is subject to Exclusions and Conditions of the Policy Contracts which will be sent to you after your enrollment has been accepted.
I-Protect is an obligation of Chartis Insurance Philippines, Inc. This is not a deposit with, or product or obligation of, nor is it guaranteed by, HSBC, HSBC Insurance Brokers or any of their subsidiaries or affiliates.
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Credit Protect Plus
A credit card insurance plan that pays off the card outstanding balance in the event of cardholder's death or total and permanent disability, and the only card insurance that has Lost Card Protection and Life Events Benefit.

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Single Trip Travel Insurance
Go on vacation without a care in the world. Single Trip Travel Insurance covers losses due to accidental death, accident/sickness medical expenses, and various travel inconveniences (trip cancellation/termination, baggage delay/loss, flight delay, loss of travel docs, liability repatriation, compassionate visit, etc).

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Scholar Protection Plan
An Accident Can Happen to You… Protect Your Child's Education Today!
Introducing Scholar Protect! A Personal Accident insurance plan that will pay for your child's education in case you are no longer able to do so as a result of accidents.

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Hospital Income Insurance with No Claims Bonus
Ease the anxiety of incurring hospital bills on accidents, illness, or injury with Hospital Income Insurance. It can cover surgical treatment, hospital services, and even registered nurse fees. Get the daily benefit for each full day of hospital confinement within a hospital as an inpatient. As a bonus, you also get a 25% refund of the annual premium at the end of the year if there has been no claim made against the policy.

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Critical Illness Insurance
Critical Illness Insurance offers financial support by paying the full benefit to the insured or his beneficiaries. Once diagnosed with dreaded diseases like Cancer, Stroke, Chronic Kidney Failure and others, the insured can get the maximum benefit from Critical Illness Insurance. Hospitalization is not a pre-requisite for claiming the benefits of this plan.


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Term Life with Return of Premiums
Ensure profitable returns with this 20-year term insurance, claimable upon the insurer's death within the insurance coverage. This plan is renewable up to sixty years of age, which covers the insured until the age of eighty. Term Life with Return of Premiums is also convertible to any permanent plan without evidence of insurability within fifteen years. Upon renewal of the plan, it will have a new period of convertibility.


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Motor Car Insurance
Find competitive rates and a comprehensive coverage for your motor car We can help you take care of vehicular damage and bodily injury due to typhoons, floods and earthquakes.

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Home Insurance
Accidental and natural events can cause damage or loss of property due to fire, lightning, earthquake, typhoon, flood, failing aircraft, vehicle impact or other such accidents.
Covers building contents and personal effects excluding jewelry and cash.
Specialized householder's packages available.
Philippine citizens who own or rent real estate properties are eligible for coverage. Policy exclusions include war, acts of war and arson, among others specified in standard policy.

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Pension Plans
We can provide income continuation for the period of retirement. Individuals 10 to 65 years old can be covered under specific plans. Guaranteed cash benefits will be provided on maturity dates of choice plans.

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