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AssetLink
Enjoy a ready and easy source of additional funding
Grab more opportunities now with HSBC's AssetLink, a low-cost financing option that grants you extra liquidity to grow your investments, pump up your business capital, cover for emergencies, or even use it to purchase or pay off a car or home.
AssetLink is a hassle-free loan secured by your existing HSBC relationship balances. With this instant credit facility, you can enjoy additional funds without giving up the income you can earn on your current deposits and investments.
Easy steps to get started with AssetLink
1. Complete the HSBC AssetLink application documents by simply visiting any HSBC branch
• Quick and hassle-free approval - as fast as 24 hours! 1
• As much as 90% of the current value of your existing HSBC accounts can be used as security 2
• The loan is payable any time up to a maximum of 5 years 3
• You only need to pay your loan principal at the end of the loan term
2. Access your funds via:
• ATM
• Your Checking Account
• Personal Internet Banking
Type of Security |
Allowable loan limit2 |
Maximum Loan Tenor3 |
|
Same |
Cross |
||
Savings, Current or Time Deposit Accounts with HSBC |
90% |
80% |
5 years |
Structured Products |
80% |
70% |
5 years |
Corporate Bonds |
50% |
40% |
5 years |
Government Securities |
65% |
55% |
5 years |
Bond Funds or Money Market Funds |
50% |
50% |
1 year |
HSBC Capital Growth Funds |
50% |
50% |
5 years |
Balanced Funds or Equity Funds |
50% |
40% |
1 year |
Third Party Deposits |
70% |
60% |
5 years |
Structured Notes |
50% |
50% |
5 years |
Investment-linked Insurance (Fund Type A): Prulink Bond Fund and Prulink |
50% |
40% |
1 year |
Investment-linked Insurance (Fund Type B): Prulink Managed Fund, Prulink |
40% |
30% |
1 year |
AssetLink is available in any of the following currencies 4:
| USD | US Dollar |
| PHP | Philippine Peso |
| EUR | Euro |
| GBP | Great British Pound |
| HKD | Hong Kong Dollar |
| JPY | Japanese Yen |
Important notes:
1 Applicable to Savings, Current or Time Deposit Account upon submission of properly filled out application form and complete supporting documents. Facility set-up may vary depending on the security.
2 Loanable amount is subject to the Allowable Loan Limit (table provided above) which varies per type of security.
3 Maximum loan tenor is 5 years (for Philippine Peso) and 1 year (for foreign currencies) or to coincide with the maturity of the security whichever comes first.
4 Availment of the AssetLink Loan should be in the currency of the AssetLink facility and is subject to foreign currency notes availability. Loan repayment should also be in the currency of the facility.
Next Steps
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