HSBC Home Loan

At HSBC, you can design a loan you really feel at home with. We provide flexible product features, so you can customize your loan to fit your unique needs and financial requirements. Apply for a Home Loan from HSBC today and see how the world’s local bank can help you own your home.

• Flexible Repayment Frequency
  You can choose between semi-monthly or monthly payment system to match your cash flows. You can even select the repayment dates for your loan depending on your preference.
• Flexible Repayment Schemes
  Opt for our straight-line scheme, which allows you to forecast your expenses easily, or go for our reducing balance scheme and save on interest payments.
• Friendlier Interest Review Dates / Repricing
  Only HSBC offers quarterly repricing so you can be more in control of your payments. You can also reprice every year, two (2) years, three (3) years, or five (5) years.
• Choices of Currency
  Decide which currency you want to pay in – Philippine Peso, US Dollar, Hongkong Dollar, or Pound Sterling.
• Wide Range of Loanable Amounts
  Borrow from Php700,000 up to Php20 million for a Home Mortgage Loan (Php500,000 for home renovation) or Php700,000 up to Php10 million for Home Equity Loan.*
• Fast Processing
  Find out in just three (3) days if you’re pre-qualified for a home loan via the HSBC Loan Express Service System (LESS).
• Personalized Service
  We have a team of dedicated Home Loan Specialists who will help you get the best deal and assist you in your home loan application.
• New Repayment Options
  Find out how our repayment options can work for you. Contact our Home Loan Specialists for more details.