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HSBC Home Loan

Enjoy big savings - Home Loan rate at 5.25%*

HSBC understands where you are starting from, where you want to go and helps you understand how to get there. Part of our services include helping you find the best financial tools to purchase, build, renovate your dream home or refinance your existing home loan.

With HSBC's Home Loan, you have access to flexible features and world-class benefits that allow you to customize your loan to fit your unique needs and requirements.

Apply today for an HSBC Home Loan and enjoy savings and flexible terms.

Contact our Home Loan Specialist to determine the rate that's best for you.

 Instant Recognition

When you open an HSBC Home Loan account of at least PHP2,000,000 you automatically qualify as an HSBC Advance customer.

 Discount on Interest Rates for Succeeding Years

All HSBC Advance and HSBC Premier customers exclusively enjoy 0.25% and 1.00% OFF respectively on the prevailing/standard home loan interest rate starting on the next repricing period. This means big savings for you for the life of your loan! Click here for free consultation with our Home Loan Specialist.

 Monthly Payment Scheme

Pay monthly on anniversary date or your chosen date to match your cash flow needs.
Click here for free consultation with our Home Loan Specialist.

 Straight-line or Reducing Balance Calculation Method

Opt for our straight-line scheme so you can easily forecast your amortization cost along with your other expenses. Or go for the Reducing Balance option to save on interest payments. Click here for free consultation with
our Home Loan Specialist.

 Take a Loan using Other Currencies

Have ample and easy access to other currencies? Call us today and we'll give you a quotation for a home loan in your preferred foreign currency. Click here for free consultation with our Home Loan Specialist.

 Home Loan Calculators

For interest rates of home loans due for re-pricing, please contact your HSBC Relationship Manager or branch
of account.

Get a quick quotation on your installment payment along with answer to any of these questions.

How much do I need to earn to afford my desired loan amount?
How much can I borrow based on the value of the property?
How much can I borrow based on my monthly income?

* Interest rates quoted above are as of March 05, 2012 for 1-year re-pricing for NEW Home Loan accounts and are subject to change. HSBC Home Loans start at PHP2,000,000 and must have a minimum loan term of 2 years.

For existing home loan accounts due for re-pricing, please contact your HSBC Relationship Manager or branch of account for the latest interest rates. Rates subject to change without prior notice.

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Avail of free consultation on your mortgage needs.

Set-up an appointment with a Home Loan Specialist

Call us
Metro Manila
02-85800 or 976-8000
Provincial
1-800-1-888-8555
Abroad
+632-8580000

Home Loan Calculators

Get a quick quotation on your installment payment along with answer to any of these questions.

How much do I need to earn to afford my desired loan amount?

How much can I borrow based on the value of the property?

How much can i borrow based on my monthly income?