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HSBC Personal Loan

Fulfill that dream vacation with an HSBC Personal Installment Loan

HSBC Advance depositors now have more reasons to enjoy the break they deserve

With vacation season coming up, an HSBC Personal Installment Loan really comes in handy. Get a pre-qualified Personal Installment Loan for a low monthly add-on rate of 0.83%!*

Feature and Benefits

Fast Approval  Fast Approval
Find out if your loan has been approved five working days after submitting your complete application documents.

Personalized Terms  Personalized Terms
You can choose to repay your loan in 6, 12, 18, 24, or 36 months.

Convenient Payment Channels  Convenient Payment Channels
Access hundreds of HSBC payment centers nationwide for amortization payments.

Loan Fees and Rates

Processing fee - PHP1,500.00 (deducted from loan proceeds)
Late Payment Fee - 10% per month on all overdue amounts or a minimum of PHP300.00

Amendment Fee  Amendment Fee
PHP500.00 per amendment after drawdown (for modification of loan details)

Breaking Cost  Breakfunding Cost
To be computed as described in the HSBC website and in the HSBC Easy Guide to Bank Services and Charges (upon loan pre- termination)

Documentary Stamp Tax  Documentary Stamp Tax
PHP1.00 for every PHP200.00 of loan amount and a fraction thereof (deducted from the loan proceeds)

Check Personal Loan Rates

*Equivalent to an annual effective interest rate of 18%. Terms and Conditions apply. Rate is exclusive to Advance depositors