We see to it that your family achieves its fullest. Get an HSBC Personal Loan and enjoy affordable payment terms for school tuition and all back-to-school needs. Get a pre-qualified Personal Installment Loan for a low monthly add-on rate of 0.84%!*
Find out if your loan has been approved five working days after submitting your complete application documents.
You can choose to repay your loan in 6, 12, 18, 24, or 36 months.
Convenient Payment Channels
Access hundreds of HSBC payment centers nationwide for amortization payments.
Processing Fee - PHP1,500 (deducted form loan proceeds); PHP750 for 24 and 36 months loan tenor
Late Payment Fee - 36% per annum on all overdue amount or a minimum of PHP300
PHP500.00 per amendment after drawdown (for modification of loan details)
To be computed as described in the HSBC website and in the HSBC Easy Guide to Bank Services and Charges (upon loan pre- termination)
Documentary Stamp Tax
PHP1.00 for every PHP200.00 of loan amount and a fraction thereof (deducted from the loan proceeds)
*Monthly add-on interest rate for 36 months. Equivalent to an annual effective interest rate of 18%. Terms and Conditions apply.
Rate is exclusive to Advance depositors
The Hongkong and Shanghai Banking Corporation Limited and HSBC Savings Bank (Philippines), Inc. are entities regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or complaints, please call HSBC's Customer Services at (02) 85-800 from Metro Manila, 1-800-1-888-0000 PLDT domestic toll-free, +63(2) 976-8000 from overseas, or send an email to firstname.lastname@example.org. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback. You may also contact the BSP Financial Consumer Protection Department at (02) 708-7087 or email@example.com. Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.
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