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HSBC Personal Loan

The adventure of your life awaits with an HSBC Personal Installment Loan.

HSBC Advance depositors can now experience the adventure of their lives

Go ahead, dream big for you and your family. Whether it be a dream vacation, home renovation or a gadget you've always wanted, we're here for you. Go for a bigger adventure with HSBC Personal Installment Loan. Get a pre-qualified Personal Installment Loan for a low monthly add-on rate of 0.83%!*

Feature and Benefits

Fast Approval  Fast Approval
Find out if your loan has been approved five working days after submitting your complete application documents.

Personalized Terms  Personalized Terms
You can choose to repay your loan in 6, 12, 18, 24, or 36 months.

Convenient Payment Channels  Convenient Payment Channels
Access hundreds of HSBC payment centers nationwide for amortization payments.

Loan Fees and Rates

Processing Fee - PHP1,500 (deducted form loan proceeds); PHP750 for 24 and 36 months loan tenor
Late Payment Fee - 36% per annum on all overdue amount or a minimum of PHP300

Amendment Fee  Amendment Fee
PHP500.00 per amendment after drawdown (for modification of loan details)

Breaking Cost  Breakfunding Cost
To be computed as described in the HSBC website and in the HSBC Easy Guide to Bank Services and Charges (upon loan pre- termination)

Documentary Stamp Tax  Documentary Stamp Tax
PHP1.00 for every PHP200.00 of loan amount and a fraction thereof (deducted from the loan proceeds)

Check Personal Loan Rates

*Monthly add-on interest rate for 24 months. Equivalent to an annual effective interest rate of 18%. Terms and Conditions apply.
Rate is exclusive to Advance depositors

The Hongkong and Shanghai Banking Corporation Limited and HSBC Savings Bank (Philippines), Inc. are entities regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or complaints, please call HSBC's Customer Services at (02) 85-800 from Metro Manila, 1-800-1-888-0000 PLDT domestic toll-free, +63(2) 976-8000 from overseas, or send an email to hsbc@hsbc.com.ph. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback. You may also contact the BSP Financial Consumer Protection Department at (02) 708-7087 or consumeraffairs@bsp.gov.ph. Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.

HSBC has an Employee Handbook, which mandates all its officers and employees to treat clients with a high degree of professionalism, efficiency, accuracy, care, and courtesy. Officers and employees are enjoined to always be conscious of promoting HSBC's good image and protecting its reputation whether they are within or outside Bank premises.