Great Rewards Program - Get 1 Rewards/Bonus Point for every Php10 you spend! Accumulate Bonus Points to exchange for fabulous Rewards items or for air miles with Asia Miles or KrisFlyer.

RED Installment Plan - Indulge yourself. Shop on installment at 0% interest*! Now you can buy signature clothes, bags, shoes, gadgets and lots more at light and easy terms.

Rewards and Rebates at Caltex - Gas up and enjoy 3% Rebate on all purchases made at participating Caltex Stations. To learn more, please click here.

Shop & Dine like a local worldwide - Get the best discounts and freebies that a local cardholder can enjoy worldwide. With over 40 partner countries, our home&Away offers will make you feel like you never left home.

Waived Card Fees - The first year annual fee and joining fees are waived for both primary and supplementary cardholders.

Worldwide Acceptance - Use your card in over 32 million establishments around the world.

Wide Payment Network - Enjoy the convenience of paying your credit card bills through HSBC, HSBC Savings Bank, selected LBC Express Inc. branches, Allied Bank, Banco de Oro and service counters of SM Department Store, SM Hypermarket and selected SM Supermarket branches nationwide. You also have the option to pay online or through ATM if you are a depositor of HSBC, BPI Family Bank or any Bancnet member bank.

Cash Advance - Get access to cash here or abroad via ATM

24/7 Customer Service Support - Contact us anytime, anywhere! Our ON-CALL hotline at (02) 85-800 or domestic toll-free number 1-800-1-888-8555 (for PLDT users) provides you with our 24-hour telephone support.

Online Card Support - Enjoy the convenience, security and speed of electronic HSBC credit card billing statements. View your credit card balances and Rewards/Bonus Points you have earned by registering online for HSBC's Internet Banking at online@hsbc. All you need is your credit card number and PIN to register. Download your statements anytime, anywhere. You'll even get email notices to inform you when your statements of account are already available for downloading.

Text Access - Simply type 'HSBC CC' and send to 2381 (Globe) or +639189171919 (Smart) and you can already check your card's current balance, available limit, minimum due and due date via SMS.

Billings in Philippine Pesos - No need to worry about securing foreign currency for purchases abroad.

Flexible Payment Options - Have the flexibility to pay in full or as low as 4% of your total amount due or any amount in between.