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HSBC Platinum Visa Credit Card

HSBC Platinum Visa brings you closer

Travel the world and create special memories with loved ones. With HSBC Platinum Visa, the best travel experiences are closer. Accelerate your rewards and earn 1 mile for as low as PHP25* spend when you use your card for foreign currency transactions or shop and dine locally. Plus, enjoy RED HOT DEALS – discounts, privileges and surprise offers here and abroad all year round.

Apply for an HSBC Platinum Visa Credit Card

To be eligible, you must:
  • be between 21 to 65 years old and a Philippine resident
  • hold residence or must be employed within Metro Manila or in selected provincial areas
    Bulacan, Pampanga, Rizal, Laguna, Cavite, Batangas, Cebu, Davao City, Zambales (Subic and Olongapo City), Bacolod, Butuan, Cagayan de Oro, Cotabato, Dipolog, General Santos, Iloilo, Kalibo, Legaspi, Naga, Puerto Princesa, Roxas, Tacloban, Tuguegarao, Tagbilaran City, Zamboanga City, Baguio City, Panabo & Tagum Davao del Norte, Digos Davao Del Sur, Laoag City, Ormoc City, Dumaguete City, Cabanatuan City, Dagupan City, Pangasinan (Urdaneta and Calasiao), Lucena City, Tarlac City
  • have at least a gross annual income of P500,000 for Platinum Visa Card. Income must be verifiable and consistent with income proof
  • have another locally-issued primary credit card in good standing for at least 12 months
New to HSBC/HSBC Savings Bank Customer

If you are an HSBC Saving Bank Customer or new to HSBC, it's easy to apply for an HSBC Platinum Visa Credit Card.

Apply now
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  1. Accelerate your rewards
  2. Exclusive benefits


Experience real rewards up to 4x faster with HSBC's new Credit Card Rewards program. Benefit from accelerated rewards which allows cardholders to earn Bonus Points faster.

Earn 1 Bonus Point for every PHP20 spend. Earn extra Bonus Points when you use your card in the following merchant categories.

earn 3x

earn 3x


earn 4x


Earn 3X Bonus Points when Dining
This covers all Philippine-based restaurants, bistros, bars and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category 1 Codes 5921, 5814, 5813, 5812, 5462 and 5499.  Excluded from this benefit are transactions made at fast food restaurants that accept credit card payments.


Earn 3X Bonus Points when Shopping
This covers all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category 1 Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137 and 5139.  Excluded from this benefit are transactions made at service merchants such as drug stores, gas stations, groceries/supermarkets and convenience stores.

Foreign Currency Transactions

Earn 4X Bonus Points when using the card overseas
This covers all Foreign Currency denominated credit card purchases/transactions made on the card. Excluded from this benefit are cash advance transactions as well credit card transactions made overseas, which were charged in Philippine Pesos (as reflected in the credit card charge slip).

1Merchant Category refers to the classification of each merchant establishment as determined by their acquiring banks based on the nature of the merchant's business as defined by Visa and MasterCard. Please click here to see a partial listing.


A minimum accumulated spend of PHP5,000 per month is required on the card to earn accelerated points.

A maximum, accumulated monthly spend of PHP60,000, across the pre-defined merchant categories, shall earn accelerated points.  Amounts in excess of PHP60,000 shall earn the regular Bonus Points following the standard Bonus Points Earn Rate of 1 Bonus Point for every PHP20 spend.

Computation of accelerated points will be done once a month and will be credited to the card account every 25th banking day of the following month.

IMPORTANT. HSCBC's Accelerated Rewards Terms and Conditions apply.

Please refer to HSBC's Accelerated Rewards Terms & Conditions, HSBC's Credit Card Terms & Conditions and HSBC's Credit Card Rewards Terms & Conditions for more information.


Korea Airport DFS Promotion
Use your HSBC Platinum Visa for extraordinary Shopping Privileges at Lotte Duty Free Shop in Korea – all outlets including Downtown and airports. Offer is valid until February 14, 2014.

Travel Accident Insurance
Visa Platinum provides you and your family with a minimum coverage of USD500,000 in travel accident insurance when you pay for your travel fares with HSBC Platinum Visa.

Terms and Conditions apply. Visit for more details.