Top of main content
Women smiling happily at cafe; image used for HSBC Philippines Advance Rates and Rewards page

Rates and rewards

Enjoy preferential rates and personalised rewards

Start a HSBC Advance banking relationship and let us help you reach your aspirations faster. Enjoy local offers and rewards as well as discounted rates that you will surely enjoy.

HSBC Advance Visa Credit Card

Get rewarded faster when you shop online:

  • Get rewards 4x faster: Earn 4 Bonus Points for every PHP15 you spend on online purchases. What's more, you can earn 1 Bonus Point for every PHP15 spend on everything else.*
  • Earn 1 air mile for every PHP34 spend on online purchases (Asia Miles/ KrisFlyer Miles)*
  • Low finance charge rate of 3.2%
  • Free annual fee for a minimum of PHP200,000 annual spend for primary cardholders and PHP100,000 spend for supplementary cardholders
  • Year-round exclusive discounts and freebies via HSBC's home&Away Privilege Programme
  • 0% instalment: Enjoy 0% interest and flexible repayment terms of up to 24 months at participating establishments nationwide
  • 3% gas rebate when you gas up at Caltex. Get a 10% rebate on your first fuel purchase until December 31, 2018**.


Subject to HSBC Advance eligibility criteria.

*HSBC's Accelerated Rewards Terms and Conditions apply. Please refer to HSBC's Accelerated Rewards Terms & Conditions, HSBC's Credit Card Terms & Conditions and HSBC's Credit Card Rewards Terms & Conditions for more information.

**6% rebate on your first fuel puchase shall apply starting January 1, 2019.

Rewards and privileges wherever you go

Enjoy a variety of offers here and abroad. Exclusive offers and discounts at over 27,000 establishments in over 160 countries/regions worldwide with HSBC's home&Away Privilege Programme.

Preferential pricing on HSBC products

Whether it is for your home or simply for yourself, tomorrow does not have to wait. Get access to preferential offers all from one HSBC Advance account.

  • Save up to 0.50% off on your Home Loan interest rate during your repricing period
  • Discounted rates for other loan products
  • Preferential rates on Peso High-Yield Time Deposits when booking online

Discover more with HSBC Advance

Father video calling child on ipad;  image used for HSBC Philippines Advance Online and On Your Side page

Online tools designed to help you reach your goals.

Female backpacker with an adventurous smile;  image used for HSBC Philippines Advance Individual Expertise and Support page

Tailored to your needs.

Child jumping into pool;  image used for HSBC Philippines Advance Fast Access More Control page

Wherever you are, whenever you need it.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila,

+1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to If you want to find out more about HSBC's customer feedback procedures, please visit

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email:; Webchat:; Facebook: or SMS: 021582277 (for Globe subscribers only).

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.