Pre-qualified mortgage

Whether you are looking for a second home or an investment opportunity, we can help you turn your dream into a reality with tailored mortgage plans at preferential rates1.

Premier customers can take advantage of a pre-qualified2 mortgage for up to 60% of the property value3.

With our extensive global network, you can rely on HSBC to provide local information and services to support your purchase.

To learn more, talk to your Relationship Manager, visit any HSBC Premier Centre, or read more about home loans at HSBC.


1During repricing periods.

2Under pre-qualified option, no further income documents are needed, subject to HSBC's credit approval process.

3Mortgages in Philippine peso (PHP) cannot be offered to non-residents. Non-residents interested in mortgages must maintain Premier Eligibility in their home country and may avail themselves of USD or HKD mortgages.

One credit card, a world of rewards

The HSBC Premier Mastercard is accepted at over 24 million locations worldwide and card holders enjoy a range of advantages:

  • Fee-free HSBC Premier Mastercard with best-in-class loyalty and rewards program: air miles, Accelerated Rewards1, and exclusive discounts and offers from shops, hotels and restaurants worldwide
  • Annual worldwide travel insurance that covers you and your family for an unlimited number of round trips. Find out more about Annual Worldwide travel insurance (PDF).
  • Emergency cash advance of USD2,000 and card replacement in the event of theft or loss
  • Supplementary credit cards and access to emergency assistance for family members

HSBC's Accelerated Rewards Terms and Conditions apply. Please refer to HSBC's Accelerated Rewards Terms and Conditions , HSBC's Credit Card Terms and Conditions and HSBC's Credit Card Rewards Terms and Conditions for more information.

Eligibility criteria

You qualify for HSBC Premier in the Philippines, if you maintain a minimum Total Relationship Balance (TRB) of PHP4,000,000, or its foreign currency equivalent. Your TRB would include your deposits and investments.


Total Relationship Balance (TRB) is calculated based on the average total balances in all deposit accounts, plus the market value of all investments and insurance held, within the bundled account package in the Accountholder’s name in any one calendar month. This also separately refers to the original approved and drawn amount of an Accountholder’s mortgage account.

Note: A minimum TRB of USD100,000 (or its equivalent in local and other eligible foreign currencies) is required to be eligible for Investment products. These products are only available for HSBC Premier.

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For inquiries or complaints, please call HSBC's Customer Services at (02)8858-0000 from Metro Manila, 
+1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (country code) + 800-100-85-800 international toll-free for selected countries, or send an email to If you want to find out more about HSBC's customer feedback procedures, please visit

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral). You may also get in touch with the Bangko Sentral Financial Consumer Protection Department through their email:

Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.