Like a loan, banks decide how much your credit limit will be by evaluating each individual according, but not limited, to these factors:
Your credit limit isn't set in stone. Here are ways that banks can change your credit card limit:
You have to let banks know that you have a healthy credit behavior, and you can do this by:
A high credit limit means that banks trust you to pay your monthly bills on time. This doesn't mean you should max out your credit card. Always spend within or below your limit so that you won't be burdened with huge payments later on or hurt your credit score.
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Explore our range of HSBC Philippines credit cards and apply for a credit card online.
You can also drop by at any HSBC branch near you to apply.