HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants
Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo
HSBC's 0% instalment merchants
Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Appliances

True Value Logo

True Value

Visit True Value’s Appliance and Gadgets Fair at Robinsons Magnolia Atrium from March 2 to 15, 2020 and enjoy up to 70% off on select items and 0% installment up to 6 months with your HSBC Credit Card.

Plus, as an HSBC Credit Cardholder, exclusively get a FREE Manna Dash Tumbler for a minimum single-receipt installment purchase of PHP10,000.

  • 0% installment up to 12 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP10,000
    - 12 months – minimum purchase of PHP6,000

Promo period is from March 2 to 15, 2020.
HSBC Card Installment Plan Terms and Conditions apply.
Per DTI Fair Trade Permit No. FTEB-02190 Series of 2020

Manila Imperial Motor Sales logo

Manila Imperial Motor Sales

Enjoy 0% installment up to 36 months on the UV Care 8-Stage Air Purifier with Humidifier at Manila Imperial.

  • 0% installment up to 36 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000
    - 12 months – minimum purchase of PHP6,000
    - 24 months – minimum purchase of PHP12,000
    - 36 months – minimum purchase of PHP18,000

Visit Manila Imperial Motor Sales at 109 Veronica St., Tytana Center, Binondo Manila or call 8708-5355 up to 60 to order.

Avail of the installment offer until December 31, 2020. HSBC Card Installment Plan Terms and Conditions apply.

Retail boutiques

ZARA logo

ZARA

Shop for the latest fashion trends for everyone! Enjoy 0% installment up to 6 months exclusively with your HSBC Credit Card from the following brands: Zara, Bershka, Stradivarius, Massimo Dutti and Pull & Bear.

  • 0% installment up to 6 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000*
      *Minimum purchase for Zara and Massimo Dutti is PHP5,000

Promo period is from March 10 to May 31, 2020.
HSBC Card Installment Plan Terms and Conditions apply.
Per DTI Fair Trade Permit No. FTEB-04445 Series of 2020

Miladay Fine Jewels logo

Miladay Fine Jewels

Get a FREE Miladay GC worth PHP10,000 when you shop with your HSBC Credit Card at Miladay for a minimum single receipt purchase of PHP20,000. Plus, exclusively enjoy 0% installment up to 36 months.

  • 0% installment up to 36 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000
    - 12 months – minimum purchase of PHP6,000
    - 24 months – minimum purchase of PHP12,000
    - 36 months – minimum purchase of PHP18,000

Promo period is from February 5 to August 31, 2020
Per DTI Fair Trade Permit No. FTEB-02321 Series of 2020

Beauty and Wellness

Belo Medical Group Logo

Belo Medical Group

Enjoy 0% installment up to 12 months with your HSBC Credit Card at any Belo Clinic and enjoy the following exclusive privileges as an HSBC Credit Cardholder:

  • 15% discount on your initial visit with a minimum single-receipt purchase of PHP2,400
  • 10% discount on succeeding visits with no minimum spend requirement
  • 15% discount on the following procedures:
    - Angel Whitening
    - Revlite
    - Picosure
    - Skin Reboot
    - Exilis
    - Laser Hair Removal
    - Belo Skin Genius
  • 0% installment up to 12 months subject to the following minium spend requirements:
    - 3 months – minimum purchase of PHP10,000
    - 6 months – minimum purchase of PHP25,000
    - 12 months – minimum purchase of PHP100,000

Promo period is from February 1 to March 31, 2020
Per DTI Fair Trade Permit No. FTEB-01299 Series of 2020

Gadgets

Abenson logo

ABENSON

Be one of the first to own the Huawei Matebook D 15 and avail of 0% installment up to 36 months exclusive to HSBC Credit Cardholders and mark your calendars for the following dates:

  • February 8 to 14, 2020 – Pre-order at any Abenson or Electroworld branch and get a FREE Huawei T3-8 tablet, Mouse and Backpack
  • February 15 to 16, 2020 – Official launch at the Cyber Zone of SM City North EDSA and get a FREE MS Office 365 Personal
  • 0% installment up to 36 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000
    - 12 months – minimum purchase of PHP6,000
    - 24 months – minimum purchase of PHP12,000
    - 36 months – minimum purchase of PHP18,000

Per DTI Fair Trade Permit No. FTEB-00893 Series of 2020

The SM Store Logo

The SM Store

Enjoy 0% installment for 12 months on gadgets and cameras inside The SM Store for a minimum purchase of PHP5,000 with your HSBC Credit Card.

Participating branches: All The SM Store branches except SM Aura, SM General Santos, SM San Fernando, SM Megacenter, SM Quiapo and SM Valenzuela.

Promo period: January 15 to April 30, 2020
Per DTI Fair Trade Permit No. FTEB 05585, Series of 2020

HSBC Card Installment Plan Terms and Conditions apply.

Henry's cameras

Henry's Cameras

Get a free Havit Bluetooth Speaker (HV SK570BT) for every camera, lens or accessory purchased worth PHP50,000 and up from Henry’s Cameras only with your HSBC Credit Card.

Freebie offer is only available for 24 months installment transaction only.


Promo period: Offer valid until January 31, 2020
Per DTI Fair Trade Permit No. FTEB 18747 Series of 2019

Travel

Philippine Airlines logo

Philippine Airlines

Celebrate PAL’s countdown to 80 years and enjoy anniversary travel deals for as low as PHP80 one-way economy base fare for domestic flights and up to 80% off on roundtrip economy base fares to any international destination.

Booking is extended until March 15, 2020 via www.philippineairlines.com.
Travel from March 16 to December 10, 2020 for domestic flights.
Travel from April 1 to December 31, 2020 for international flights.

Visit https://www.philippineairlines.com/en/promotions/countdownto80-ph for more details.


HSBC Card Installment Plan Terms and Conditions apply.
CAB Approval: 0466-02-18-s.2020

Frequently asked questions

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Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC’s Card Instalment Plan (“HIP”) is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited (“HSBC”), which allows an HSBC credit cardholder (“Cardholder”) to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card (“the Card”) and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest (“Handling Fee”) from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC’s prevailing rate, will be levied using the average daily balance method upon the Cardholder’s opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions’ posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC’s Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder’s availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC’s website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder’s account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

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