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HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants

Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry's Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson's Appliances, Robinson's Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

HSBC's 0% instalment merchants

Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry's Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson's Appliances, Robinson's Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Online

Crate & Barrel Logo

Crate & Barrel

You can now avail 0% instalment up to 6 months at Crate & Barrel’s online store subject to the following minimum spend requirements:

  • 3 months - minimum purchase of PHP5,000
  • 6 months - minimum purchase of PHP10,000

Shop now at www.crateandbarrel.com.ph

HSBC's Card Instalment Plan Terms and Conditions apply.

Baby Company Logo

Baby Company

Grand Baby Fair Online via shop.babycompany.ph.

 

Promo Date: Extended to until May 26, 2021

Promo Mechanics: Get up to 70% off on selected items

  • Free shipping for minimum purchase of PHP10,000
  • Free Wow Box for minimum purchase of PHP7,000
  • Offer is applicable to Straight and Installment transactions

 

3 months: minimum purchase of PHP5,000

6 months: minimum purchase of PHP10,000

12 months: minimum purchase of PHP10,000*

*Exclusive to HSBC Credit Card Holders

DTI Fair Trade Permit No. FTEB-118046 Series of 2021

Abenson Logo

Abenson

You can now avail of 0% instalment up to 12 months with your HSBC Credit Card at Abenson's online store.

0% instalment up to 12 months is subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP6,000

Shop now at www.abenson.com. HSBC's Card Instalment Plan Terms and Conditions apply.

View the latest Abenson x Samsung Summer Promo here.

John Robert Powers logo

John Robert Powers

Enjoy 0% Instalment up to 24 months1 for a minimum transaction amount of PHP30,000 online with your HSBC Credit Card at John Robert Powers.

Visit www.johnrobertpowers.ph or visit their branches.

List of branches(PDF)

1For in-store, only 0% instalment up to 12 months available. HSBC's Card Instalment Plan Terms and Conditions apply.

Standard insurance logo

Standard Insurance

Enjoy 0% Instalment up to 6 months for a minimum transaction amount of PHP7,000 with your HSBC Credit Card at Standard Insurance.

Visit www.standard-insurance.com.

HSBC's Card Instalment Plan Terms and Conditions apply.

Fone style logo

Fone Style

Avail of 0% instalment up to 36 months online or in-store at Fone Style subject to a minimum spend requirement per tenor for selected models.

Shop now at www.fonestyle.com.ph or visit any Fone Style branch nationwide.

HSBC's Card Instalment Plan Terms and Conditions apply.

Miladay Fine Jewels logo

Miladay

Get up to 50% OFF on all items at 0% installment up to 12 months with a minimum purchase of PHP6,000 at Miladay's online store from March 1 to March 3, 2021 with your HSBC Credit Card. You can also avail of 0% installment up to 6 months online with a minimum spend of PHP3,000.

Shop now at www.miladayjewels.com. Click here for more details

You can still continue to avail of 0% instalment up to 36 months when you shop in-store. Subject to the ff. minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP6,000
  • 24 months: minimum purchase of PHP12,000
  • 36 months: minimum purchase of PHP18,000

HSBC's Card Instalment Plan Terms and Conditions apply.

Henry's Cameras logo

Henry's Cameras

Avail of 0% instalment up to 6 months with a minimum purchase of PHP5,000 at Henry's online store with your HSBC Credit Card.

Shop now at www.henryscameraphoto.com

What's more, you can continue to shop 0% installment up to 24 months at Henry's Camera in-store. Subject to the ff. minimum spend requirements:

  • 3 months: minimum purchase of PHP6,000
  • 6 months: minimum purchase of PHP6,000
  • 12 months: minimum purchase of PHP6,000
  • 24 months: minimum purchase of PHP30,000

HSBC's Card Instalment Plan Terms and Conditions apply.

*Brand and item exclusions apply.

Trunc logo

Trunc

Shop at over 100 premium and luxury brands in one online shopping destination. Avail of 0% instalment up to 24 months subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP7,500
  • 6 months – minimum purchase of PHP30,000
  • 12 months – minimum purchase of PHP75,000
  • 24 months – minimum purchase of PHP75,000

See the full list of brands here.Shop now at www.trunc.ph.

HSBC's Card Installment Plan Terms and Conditions apply.
Kultura logo

Kultura

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP5,000
  • 6 months – PHP15,000
Under Armour logo

Under Armour

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP3,000
  • 6 months – PHP6,000
Levi's logo

Levi's

0% instalment up to 6 months for a minimum purchase of PHP5,000 via The SM Store's Call to Deliver facility.

Crocs logo

Crocs

0% instalment for 6 months for a minimum purchase of PHP5,000 via The SM Store's Call to Deliver facility.

Innisfree logo

Innisfree

0% instalment for 3 months for a minimum purchase of PHP3,000 via The SM Store's Call to Deliver facility.

Bata logo

Bata

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP5,000
  • 6 months – PHP10,000
Datablitz logo

Datablitz

Avail of 0% instalment up to 3 months for a minimum purchase of PHP3,000 when you shop with your HSBC Credit Card at Datablitz's online store.

Shop now at ecommerce.datablitz.com.ph

HSBC's Installment Plan Terms and Conditions apply.

Globe logo

Globe

Enjoy 0% instalment up to 36 months with your HSBC Credit Card at Globe's online store or any Globe store nationwide.

0% instalment up to 36 months is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months – minimum purchase of PHP18,000 

Shop now at shop.globe.com.ph;

HSBC's Installment Plan Terms and Conditions apply.

ShopSM logo

ShopSM

0% instalment up to 6 months with PHP5,000 minimum spend requirement.

Shop at https://shopsm.com/.

*6 months tenor will be available from January 15 to April 15, 2021.

Our home logo

Our Home

Avail of 0% installment up to 24 months1 at Our Home until June 15, 2021. Visit an Our Home branch2 to avail of the offer or visit the online store3 at www.ourhome.ph. Subject to the ff. minimum spend requirements:

  • 3 months: minimum purchase of PHP15,000
  • 6 months: minimum purchase of PHP15,000
  • 12 months: minimum purchase of PHP40,000
  • 24 months: minimum purchase of PHP50,000

1Mattress not included for 12 and 24 months tenor. Items with 30% off and above are not included in the promo.

2The featured items and 0% installment up to 24 months is available for in-store transactions.

3Items may vary and only 0% installment up to 6 months for a minimum spend of PHP15,000 is available.

HSBC's Card Instalment Plan Terms and Conditions apply. Per DTI Fair Trade Permit No. FTEB-115502 Series of 2021.

Dyson logo

Dyson

0% instalment up to 6 months with PHP15,000 minimum spend requirement.

Shop at www.dyson.ph.

Toy Kingdom logo

Toy Kingdom

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.toykingdom.com.ph.

The Body Shop logo

The Body Shop

0% instalment up to 3 months for a minimum purchase of PHP3,000.

Shop at www.thebodyshop.com.ph.

Baby Company logo

Baby Company

0% instalment up to 6 months for a minimum purchase of PHP5,000.

Shop at www.shop.babycompany.ph.

Pet Express logo

Pet Express

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.petexpress.com.ph.

Sports Central logo

Sports Central

0% instalment up to 3 months for a minimum purchase of PHP5,000.

Shop at www.sportscentral.ph.

Anson's logo

Anson's

You can now avail of 0% instalment for 12 months for a minimum single-receipt purchase of PHP3,000 with your HSBC Credit Card at Anson's online store.

Shop now at www.ansons.ph. HSBC's Card Instalment Plan Terms and Conditions apply.

Nespresso logo

Nespresso

You can now avail of 0% instalment for 3 months for a minimum spend requirement of PHP7,500* with your HSBC Credit Card at Nespresso's online store.

Shop now at www.nespresso.ph. HSBC's Card Instalment Plan Terms and Conditions apply.

For the Chinese New Year offers, please click here.

*Shopping cart must have a coffee machine purchase. Coffee pods or capsules only are not applicable for the 0% instalment offer.

Power Mac Center logo

Power Mac Center

Avail of 0% instalment up to 36 months when you shop with your HSBC Credit Card at Power Mac Center's online store.

0% instalment up to 36 months online is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP6,000
  • 6 months – minimum purchase of PHP6,000
  • 12 months – minimum purchase of PHP20,000
  • 24 months – minimum purchase of PHP50,000
  • 36 months – minimum purchase of PHP50,000

Shop now at www.powermaccenter.com

Click here to view the iPhone 12 offers.

HSBC's Installment Plan Terms and Conditions apply.

Rustan's logo

Rustan's Shop Online

You can now avail of 0% instalment up to 36 months when you shop with your HSBC Credit Card at Rustan's online store.

0% instalment up to 36 months online is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP10,000
  • 12 months – minimum purchase of PHP20,000
  • 24 months – minimum purchase of PHP50,000
  • 36 months – minimum purchase of PHP100,000

Shop now at www.rustans.com. HSBC's Card Instalment Plan Terms and Conditions apply.

Everest Academy logo

Everest Academy

You can now avail of 0% instalment for 3 months with your HSBC Credit Card at Everest Academy for a minimum purchase of PHP300,000.

Visit www.everestmanila.com. HSBC's Card Instalment Plan Terms and Conditions apply.

Appliances

Western appliances logo

Western Appliances

Enjoy 0% instalment up to 36 months on selected items at Western Appliances subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months – minimum purchase of PHP18,000

What's more, avail of this special offer and get up to 12% discount on select appliances when you use your HSBC Credit Card. Promo period is from April 15 to June 15, 2021. Learn more. Merchant's and HSBC's Card Instalment Plan Terms and Conditions apply.

DTI Fair Trade Permit No. FTEB-117090 Series of 2021.

CW Home Depot logo

CW Home Depot

Enjoy 0% instalment up to 6 months for a minimum purchase of PHP3,000. Visit any CW Home Depot branch.

Learn more. HSBC's Card Installment Plan Terms and Conditions apply.

Manila Imperial Motor Sales logo

Manila Imperial Motor Sales

Enjoy 0% instalment up to 36 months on the UV Care 8-Stage Air Purifier with Humidifier at Manila Imperial.0% instalment up to 36 months is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months – minimum purchase of PHP18,000

Visit Manila Imperial Motor Sales at 109 Veronica St., Tytana Center, Binondo Manila or call 8708-5355 up to 60 to order.

Avail of the instalment offer until December 31, 2020. HSBC Card Instalment Plan Terms and Conditions apply.

Retail boutiques

The SM Store logo

The SM Store

Enjoy 0% instalment up to 12 months* with your HSBC Credit Card subject to the following minimum spend requirements:

  • 6 months: PHP8,000
  • 12 months: PHP12,000

Promo is valid until December 31, 2021

*Available via in-store and Call-To-Deliver (dial #14376) service.

HSBC's Card Instalment Plan Terms and Conditions apply. DTI Fair Trade Permit No. FTEB-120161 Series of 2021.

W Department Store logo

W Department Store

Enjoy 0% installment for 3 months for a minimum purchase of PHP3,000 with your HSBC Credit Card.

List of branches:

Guiguinto, San Fernando, Sucat, Sta Rosa, Tagaytay, Cabanatuan, Carmona, Plaridel, Makati, Dasmarinas, Talavera, Taytay, Balayan, Concepcion, Nasugbu, W Mall Pasay, Paniqui, San Jose, Sta Maria, Tanauan, Subic, North Edsa, Balanga, Waltermart Batangas, WDS Los Baños , WDS Bicutan.

Rustan's logo

Rustan's

Rustan's is now open! The following branches are now open to serve you:

  • Makati & Shangri-La – 11AM to 7PM
  • Alabang – 11AM to 6PM

Continue to enjoy 0% instalment up to 36 months subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP5,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months*- minimum purchase of PHP20,000

*Applicable only for select items at the Rustan's Department Store.

HSBC's Card Instalment Plan Terms and Conditions apply.

Tiffany and Co logo

Tiffany & Co.

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements: 

  • 3 months – minimum purchase of PHP30,000
  • 6 months – minimum purchase of PHP60,000
  • 12 months – minimum purchase of PHP100,000
  • 24 months – minimum purchase of PHP150,000
  • 36 months - minimum purchase of PHP250,000

View Tiffany & Co's catalogue (PDF). You may call or Viber +63 917 881 5272 or +63 917 848 0559 to have a Tiffany sales professional assist you. 

Frequently asked questions

Apply now

Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC's Card Instalment Plan ("HIP") is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited ("HSBC"), which allows an HSBC credit cardholder ("Cardholder") to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card ("the Card") and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest ("Handling Fee") from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC's prevailing rate, will be levied using the average daily balance method upon the Cardholder's opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions' posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC's Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder's availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC's website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder's account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

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