HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants
Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo
HSBC's 0% instalment merchants
Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Travel

airTaxi Logo

Air Taxi

  • 15% OFF on Air Taxi's Services
  • 0% installment up to 6 months

List of Air Taxi ticketing offices

Manila:
Asian Aerospace Corporation, Lima Gate, Andrews Avenue, NAIA Complex
Pasay City 1330, Philippines

Cebu:
Asian Aerospace Hangar, General Aviation Area, Mactan – Cebu International Airport,
Mactan City, Cebu

Bohol:
AirTaxi.ph Private Heliport, Brgy San Isidro, Dauis, Bohol

Promo period: March 20 to September 20, 2019
Per DTI-FTEB Permit No. 4485, Series of 2019

Philippine Airlines

Philippine Airlines

0% instalment up to 9 months, subject to the following minimum amount:

  • PHP20,000 – 3 months
  • PHP50,000 – 6 months
  • PHP100,000 – 9 months

 

Book via www.philippineairlines.com

Visit bit.ly/hsbcpaloctss for the complete list of destinations and fares. The October Seat Sale is until October 16, 2019 only.

Valid until December 31, 2019

Terms and conditions apply.

Shopping

 Denovo

Denovo

10% OFF on items plus 0% installment up to 12 months

 

Offer valid from February 1 to December 31, 2019

Per DTI-FTEB Permit No. 1015. Series of 2019.

My Diamond

My Diamond

  • Get 35% OFF on bridal jewelry, payable on installment up to 6 months at 0% interest
  • 0% installment up to 36 months on other items

 

Promo period: May 27 to December 31, 2019

Per DTI-FTEB Permit No. 10289, Series of 2019

Rustan’s Department Store

Rustan's Department Store

  • 0% Installment up to 6 months for a minimum single-receipt purchase of PHP10,000 on all home items
  • 30% OFF on select home appliances
  • 10x FSP Points on all home items purchased via straight transaction
     

Offer valid at Rustan's Makati and Shangrila Plaza Mall from August 7 to September 1, 2019 only.

Promo Terms and Conditions apply.

HSBC's 0% Card Installment Plan Terms and Conditions apply. Per DTI-FTEB Permit No. 13324, Series of 2019.

Gadgets

Electroworld

Electroworld

  • 0% installment up to 12 months on select new models of mobile phones and laptops
  • 0% installment up to 36 months is also available for other items until December 31, 2019

Per DTI-FTEB Permit No. 10641, Series of 2019

Gigahertz logo

Gigahertz

Enjoy these freebies for a minimum single-receipt purchase on 24 months installment only with your HSBC Credit Card.

  • Canon Printer – purchase of at least PHP40,000
  • Sandisk SDDD2-064G-GAM46 – purchase of at least PHP25,000


Promo Period: Offer valid until December 31, 2019
Per DTI Fair Trade Permit No. FTEB 19470, Series of 2019

Henry's cameras

Henry's Cameras

Get a free Havit Bluetooth Speaker (HV SK570BT) for every camera, lens or accessory purchased worth PHP50,000 and up from Henry’s Cameras only with your HSBC Credit Card.

Freebie offer is only available for 24 months installment transaction only.


Promo period: Offer valid until January 31, 2020
Per DTI Fair Trade Permit No. FTEB 18747 Series of 2019

Appliances

 Manila Imperial Motor Sales

Manila Imperial Motor Sales

0% installment up to 36 months on all Koppel split-type Aircons

Offer valid until December 31, 2019

Nespresso logo

Nespresso

  • 3 month 0% installment option for purchases that are inclusive of at least one (1) coffee machine
  • Complimentary Aeroccino 3 for a machine purchase together with 20 sleeves of coffee
  • Complimentary Discover Box or 1 set of VIEW Lungo + 1 set of VIEW Espresso cups for a machine purchase together with 15 sleeves of coffee

 

Available at:

  • The Nespresso Boutique – R1 Level Power Plant Mall, Makati
  • The Nespresso Pop Up Store – Ground Level, Greenbelt 5, Makati
  • The Nespresso Pop Up Store – Ground Level, The Podium, Ortigas
  • The Nespresso Pop Up Store – Ground Level, One Bonifacio High Street Mall, BGC Taguig


Promo period is from August 2 – 4, 2019.

Per DTI-FTEB Permit No. 10006, Series of 2019.

HSBC’s 0% Card Installment Plan Terms and Conditions apply.

Beauty and wellness

Belo Medical Group

Belo Medical Group

  • 15% OFF with a minimum spend of PHP2,400 during your first visit
  • 10% discount during your succeeding visits, with no minimum spend requirement 
  • 0% instalment up to 12 months

 

PHP10,000 – 3 months

PHP25,000 – 6 months

PHP100,000 – 12 months

Promo period: Offer valid until December 31, 2019

Per DTI-FTEB Permit No. 15194, Series of 2018.

browhaus

Browhaus

30% off Brow Resurrection Classic (2.4) when you purchase on 0% installment up to 12 months

Promo period: April 20 to December 31, 2019

Per DTI-FTEB Permit No. 7175, Series of 2019

strip ministry of waxing

Strip Ministry of Waxing

  • 50% off on 8 sessions of Elbows and Knees Strip White
  • 50% off on 6 sessions Full Legs Strip Ice
  • 50% off on 8 sessions of Stomach Strip Shape when you purchase on 0% installment up to 12 months

 

Strip White is only available in SM Megamall branch only

Strip Shape is available in Serendra branch only.

Promo period: April 20 to December 31, 2019

Per DTI-FTEB Permit No. 7175, Series of 2019

Clara aesthetic naturale

Clara Aesthetic Naturale

Avail of any service on 0% installment up to 24 months and get a FREE Clara International Aesthetic Naturale Premium Facial with Photodynamic Light Therapy

Apply now

Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC’s Card Instalment Plan (“HIP”) is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited (“HSBC”), which allows an HSBC credit cardholder (“Cardholder”) to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card (“the Card”) and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest (“Handling Fee”) from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC’s prevailing rate, will be levied using the average daily balance method upon the Cardholder’s opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions’ posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC’s Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder’s availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC’s website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder’s account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

Frequently asked questions

Discover more credit card features

Couple withdrawing money from ATM; image used for HSBC Philippines Cash Advance
 
about Cash Advance

A card that gives you both credit and cash