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HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants
Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo
HSBC's 0% instalment merchants
Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson’s Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Online

Toy Kingdom logo

Toy Kingdom

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.toykingdom.com.ph.

The Body Shop logo

The Body Shop

0% instalment up to 3 months for a minimum purchase of PHP3,000.

Shop at www.thebodyshop.com.ph.

Baby Company logo

Baby Company

0% instalment up to 6 months for a minimum purchase of PHP5,000.

Shop at www.shop.babycompany.ph.

Pet Express logo

Pet Express

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.petexpress.com.ph.

Sports Central logo

Sports Central

0% instalment up to 3 months for a minimum purchase of PHP5,000.

Shop at www.sportscentral.ph.

Anson's logo

Anson's

You can now avail of 0% instalment for 12 months for a minimum single-receipt purchase of PHP3,000 with your HSBC Credit Card at Anson’s online store.

Shop now at www.ansons.ph. HSBC’s Card Instalment Plan Terms and Conditions apply.

Miladay Fine Jewels logo

Miladay

You can now avail of 0% instalment up to 6 months for a minimum single-receipt purchase of PHP3,000 with your HSBC Credit Card at Miladay’s online store.

Shop now at www.miladayjewels.com. HSBC’s Card Instalment Plan Terms and Conditions apply.

Nespresso logo

Nespresso

You can now avail of 0% instalment for 3 months for a minimum spend requirement of PHP7,500* with your HSBC Credit Card at Nespresso’s online store.

Shop now at www.nespresso.ph. HSBC’s Card Instalment Plan Terms and Conditions apply.

*Shopping cart must have a coffee machine purchase. Coffee pods or capsules only are not applicable for the 0% instalment offer.

Abenson Logo

Abenson

You can now avail of 0% instalment up to 12 months with your HSBC Credit Card at Abenson’s online store.

0% instalment up to 12 months is subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP6,000

Shop now at www.abenson.com. HSBC’s Card Instalment Plan Terms and Conditions apply.

Power Mac Center logo

Power Mac Center

You can now avail of 0% instalment up to 24 months when you shop with your HSBC Credit Card at Power Mac Center’s online store.

0% instalment up to 24 months online is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP6,000
  • 6 months – minimum purchase of PHP6,000
  • 12 months – minimum purchase of PHP20,000
  • 24 months – minimum purchase of PHP50,000

Shop now at www.powermaccenter.com. HSBC’s Card Instalment Plan Terms and Conditions apply.

To know more about the iPhone SE pre-order guidelines, please visit https://about.powermaccenter.com/preorderiphonese/

Rustan's logo

Rustan's Shop Online

You can now avail of 0% instalment up to 36 months when you shop with your HSBC Credit Card at Rustan’s online store.

0% instalment up to 36 months online is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP10,000
  • 12 months – minimum purchase of PHP20,000
  • 24 months – minimum purchase of PHP50,000
  • 36 months – minimum purchase of PHP100,000

Shop now at www.rustans.com. HSBC’s Card Instalment Plan Terms and Conditions apply.

Everest Academy logo

Everest Academy

You can now avail of 0% instalment for 3 months with your HSBC Credit Card at Everest Academy for a minimum purchase of PHP300,000.

Visit www.everestmanila.com. HSBC’s Card Instalment Plan Terms and Conditions apply.

Appliances

Our Home logo

Our Home

Enjoy 0% instalment up to 24 months on all regular-priced items and select discounted items* subject to the following minimum spend requirements:

  • 3 months: PHP3,000
  • 6 months: PHP3,000
  • 24 months: PHP12,000

*With 10% and 20% discount only. Offer is not applicable during 3 Day Sale, SM Prestige, HSBC Rebate Sale and other Sale Events at Our Home.

HSBC’s Card Instalment Plan Terms and Conditions apply.

Manila Imperial Motor Sales logo

Manila Imperial Motor Sales

Enjoy 0% instalment up to 36 months on the UV Care 8-Stage Air Purifier with Humidifier at Manila Imperial.

  • 0% instalment up to 36 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000
    - 12 months – minimum purchase of PHP6,000
    - 24 months – minimum purchase of PHP12,000
    - 36 months – minimum purchase of PHP18,000

Visit Manila Imperial Motor Sales at 109 Veronica St., Tytana Center, Binondo Manila or call 8708-5355 up to 60 to order.

Avail of the instalment offer until December 31, 2020. HSBC Card Instalment Plan Terms and Conditions apply.

the La-Z-Boy Logo

La-Z-Boy

Enjoy 0% instalment up to 36mos on all La-Z-Boy items.

0% instalment up to 36 months is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months - minimum purchase of PHP18,000

Visit any Blims Fine Furniture Showroom or La-Z-Boy Gallery (PDF, 262KB).

Promo period is from 03Jul-15Jul2020.

Shop now at LA-Z-BOY 4th of July Specials. HSBC’s Card Instalment Plan Terms and Conditions apply.

Retail boutiques

W Department Store logo

W Department Store

Enjoy 0% installment for 3 months for a minimum purchase of PHP3,000 with your HSBC Credit Card.

List of branches:

Guiguinto, San Fernando, Sucat, Sta Rosa, Tagaytay, Cabanatuan, Carmona, Plaridel, Makati, Dasmarinas, Talavera, Taytay, Balayan, Concepcion, Nasugbu, W Mall Pasay, Paniqui, San Jose, Sta Maria, Tanauan, Subic, North Edsa, Balanga, Waltermart Batangas, WDS Los Baños , WDS Bicutan.

The SM Store Logo

The SM Store

Enjoy 0% instalment up to 6 months at The SM Store for a minimum purchase of PHP5,000.

HSBC’s Card Instalment Plan Terms and Conditions apply.

Rustan's logo

Rustan’s

Rustan’s is now open! The following branches are now open to serve you:

  • Makati & Shangri-La – 11AM to 7PM
  • Alabang – 11AM to 6PM

Continue to enjoy 0% instalment up to 36 months subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP5,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months*- minimum purchase of PHP20,000

*Applicable only for select items at the Rustan’s Department Store.

HSBC’s Card Instalment Plan Terms and Conditions apply.

Tiffany and Co logo

Tiffany & Co.

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements: 

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP30,000
  • 12 months – minimum purchase of PHP50,000
  • 24 months – minimum purchase of PHP80,000
  • 36 months - minimum purchase of PHP100,000

All Tiffany & Co. stores now open! Greenbelt 4 & Shangri-La: 11AM to 6:30PM, Rustan's Makati 10AM to 6:30PM. New safety & sanitary protocols are in place in all stores. They are currently accepting two (2) customers at a time per store.

Please schedule an appointment here: www.bit.ly/tiffany-manila-appointment.

ZARA logo

ZARA

Shop for the latest fashion trends for everyone! Enjoy 0% instalment up to 6 months exclusively with your HSBC Credit Card from the following brands: Zara, Bershka, Stradivarius, Massimo Dutti and Pull & Bear.

  • 0% instalment up to 6 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000*
      *Minimum purchase for Zara and Massimo Dutti is PHP5,000

Promo period is from July 6 to December 31, 2020.
HSBC Card Instalment Plan Terms and Conditions apply.
Per DTI Fair Trade Permit No. FTEB-101525 Series of 2020

Miladay Fine Jewels logo

Miladay Fine Jewels

Get a FREE Miladay GC worth PHP10,000 when you shop with your HSBC Credit Card at Miladay for a minimum single receipt purchase of PHP20,000. Plus, exclusively enjoy 0% instalment up to 36 months.

  • 0% instalment up to 36 months is subject to the following minimum spend requirements:
    - 3 months – minimum purchase of PHP3,000
    - 6 months – minimum purchase of PHP3,000
    - 12 months – minimum purchase of PHP6,000
    - 24 months – minimum purchase of PHP12,000
    - 36 months – minimum purchase of PHP18,000

Promo period is from February 5 to August 31, 2020
Per DTI Fair Trade Permit No. FTEB-02321 Series of 2020

Gadgets

The SM Store Logo

The SM Store

Enjoy 0% instalment for 12 months on gadgets and cameras inside The SM Store for a minimum purchase of PHP5,000 with your HSBC Credit Card.

Participating branches: All The SM Store branches except SM Aura, SM General Santos, SM San Fernando, SM Megacenter, SM Quiapo and SM Valenzuela.

Promo period: January 15 to April 30, 2020
Per DTI Fair Trade Permit No. FTEB 05585, Series of 2020

HSBC Card Instalment Plan Terms and Conditions apply.

Frequently asked questions

Apply now

Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC’s Card Instalment Plan (“HIP”) is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited (“HSBC”), which allows an HSBC credit cardholder (“Cardholder”) to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card (“the Card”) and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest (“Handling Fee”) from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC’s prevailing rate, will be levied using the average daily balance method upon the Cardholder’s opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions’ posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC’s Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder’s availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC’s website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder’s account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

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