HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants
Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Handyman, Our Home, True Value
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo
HSBC's 0% instalment merchants
Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, Automatic Centre, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Globe, Henry’s Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson’s Appliances, Robinson’s Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Handyman, Our Home, True Value
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adidas, Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Forever 21, Hermes, Innisfree, Levi's, New Balance, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Travel

airTaxi Logo

Air Taxi

  • 15% OFF on Air Taxi's Services 
  • 0% installment up to 6 months

List of Air Taxi ticketing offices

Manila:
Asian Aerospace Corporation, Lima Gate, Andrews Avenue, NAIA Complex
Pasay City 1330, Philippines

Cebu:
Asian Aerospace Hangar, General Aviation Area, Mactan – Cebu International Airport,
Mactan City, Cebu

Bohol:
AirTaxi.ph Private Heliport, Brgy San Isidro, Dauis, Bohol

Promo period: March 20 to September 20, 2019
Per DTI-FTEB Permit No. 4485, Series of 2019

Cathay Pacific

Cathay Pacific

0% installment up to 12 months, subject to the following minimum amount

  • PHP3,000 = 3 months 
  • PHP20,000 = 6 months 
  • PHP150,000 = 12 months 

Book via the following ticketing offices:

METRO MANILA Ticketing Office:

22/F LKG Tower, 6801 Ayala Avenue, Makati City
Monday – Friday: 9:00am – 12:00nn/ 1:00 – 4:00pm
Saturday, Sunday and Public Holidays: Closed

 

CEBU Ticketing Office:

12/F Ayala Life FGU Center,
Mindanao Ave. cor Biliran Rd.,
Cebu Business Park, Cebu City, Philippines 6000

Office Hours:
Monday – Friday: 9:00am – 12:00nn/ 1:30 – 4:30pm
Saturday, Sunday and Public Holidays: Closed

 

DAVAO Ticketing Office:
Passenger Terminal Bldg., Francisco Bangoy Intl Airport
Daan Maharlika Highway, Buhangin
Davao City, 8000 Davao del Sur

Office Hours:
Monday-Friday: 9:00am to 5:00pm
Saturday, Sunday and Public Holidays: Closed

Valid until June 30, 2019. Terms and conditions apply.

Per DTI-FTEB Permit No. 10539, Series of 2019

Philippine Airlines

Philippine Airlines

0% instalment up to 9 months, subject to the following minimum amount:

  • PHP20,000 – 3 months
  • PHP50,000 – 6 months
  • PHP100,000 – 9 months

 

Book via www.philippineairlines.com

 

Valid until December 31, 2019

Terms and conditions apply.

Per DTI-FTEB Permit No. 20109, Series of 2018

Shopping

 Denovo

Denovo

10% OFF on items plus 0% installment up to 12 months

 

Offer valid from February 1 to December 31, 2019

Per DTI-FTEB Permit No. 1015. Series of 2019.

Hackett London

Hackett London

30% OFF on regular-priced items*
0% interest on up to 12 months installment*

  • PHP5,000 – 3 months
  • PHP8,000 – 6 months
  • PHP15,000 – 9 months
  • PHP20,000 – 12 months

*Offers valid at Hackett London Central Square BGC and Power Plant Mall

Promo period: June 14 to 16, 2019
Per DTI-FTEB Permit No. 9700, Series of 2019

My Diamond

My Diamond

  • Get 35% OFF on bridal jewelry, payable on installment up to 6 months at 0% interest
  • 0% installment up to 36 months on other items

 

Promo period: May 27 to December 31, 2019

Per DTI-FTEB Permit No. 10289, Series of 2019

Tod's

Tod's

10% OFF on regular-priced items1

0% interest on up to 12 months installment, subject to the following minimum spend requirements*

  • PHP40,000 – 3 months
    • PHP50,000 – 6 months
    • PHP60,000 – 9 months
    • PHP70,000 – 12 months

1Offers valid at Tod’s Greenbelt 4 only

Promo period: June 10 to 16, 2019

Per DTI-FTEB Permit No. 9400, Series of 2019

Gadgets

CameraHaus

CameraHaus

  • Get a Hugger Photo Booth Coffee Bag (SRP of PHP2,995) with a minimum purchase of PHP50,000 
  • 0% installment up to 24 months

CameraHaus List of Branches

  • CameraHaus Megamall
  • Canon Megamall
  • CameraHaus Aura
  • CameraHaus North Edsa
  • CameraHaus Mall of Asia
  • CameraHaus Fairview
  • CameraHaus Southmall
  • CameraHaus RP Manila
  • CameraHaus Robinsons Magnolia
  • CameraHaus BGC Central Square Mall
  • CameraHaus Shangrila
  • CameraHaus Glorietta 2
  • CameraHaus SM Cebu
  • CameraHaus SM Baguio
  • CameraHaus Davao
  • CameraHaus Iloilo
  • CameraHaus Abreeza Davao
  • CameraHaus Robinsons Bacolod
  • CameraHaus Place Butuan
  • KCC Mall of GenSan
  • Nikon Glorietta 1

Promo period: March 20 to June 20, 2019
Per DTI-FTEB Permit No. 4481, Series of 2019

Electroworld

Electroworld

  • 0% installment up to 12 months on select new models of mobile phones and laptops
  • 0% installment up to 36 months is also available for other items until December 31, 2019

Per DTI-FTEB Permit No. 10641, Series of 2019

Henry’s Cameras

Henry’s Cameras

  • Free Havit Multi-Function Portable Bluetooth Speaker (HV-SK570BT) for every camera lens / accessories purchased worth PHP50,000 at 0% installment for 24 months 
  • 0% installment up to 24 months

Promo period: March 20 to June 20, 2019
Per DTI-FTEB Permit No. 4479, Series of 2019

Henry’s Cameras List of Branches
BRANCH ADDRESS
GLORIETTA
3/F Glorietta 2 Ayala Center Makati City
TRINOMA
3/F Trinoma EDSA Cor. North Ave, Bagong Pag-asa, Quezon City
VMALL
V-Mall Greenhills shopping center Greenhills, San Juan City
ATC
3rd Level, Expansion Bldg. Muntinlupa City
SM NORTH
3rd Flr D-Annex SM North EDSA Brgy. Bagong Pag-asa, Quezon City
CEBU
L3 Ayala Center Cebu, Cebu Business Park Brgy, Luz Cebu City
BGC
4F Uptown Mall Bonifacio 36th, 9th Ave. Brgy, Fort Bonifacio, Taguig City
CIRCUIT
Level 1 Circuit Lane AP Reyes Avenue Brgy. Carmona, Makati City
PGOMEZ
#310 P.Gomez ST., Brgy 306 Zone 30 Quiapo Manila
HIDALGO
#710 Hidalgo ST., Brgy 306 Zone 30 Quiapo Manila
PODIUM
3rd Level the Podium, ADB Avenue., Ortigas Center, Mandaluyong City, Brgy Wack-Wack Greenhills East
ILOILO
2nd Level Festive Walk Mall, Megaworld Blvd. Iloilo Business Park Brgy, Q Abeto-Mirasol, Mandurriao, Iloilo City
Henry’s Cameras List of Branches
BRANCH GLORIETTA
ADDRESS
3/F Glorietta 2 Ayala Center Makati City
BRANCH TRINOMA
ADDRESS
3/F Trinoma EDSA Cor. North Ave, Bagong Pag-asa, Quezon City
BRANCH VMALL
ADDRESS
V-Mall Greenhills shopping center Greenhills, San Juan City
BRANCH ATC
ADDRESS
3rd Level, Expansion Bldg. Muntinlupa City
BRANCH SM NORTH
ADDRESS
3rd Flr D-Annex SM North EDSA Brgy. Bagong Pag-asa, Quezon City
BRANCH CEBU
ADDRESS
L3 Ayala Center Cebu, Cebu Business Park Brgy, Luz Cebu City
BRANCH BGC
ADDRESS
4F Uptown Mall Bonifacio 36th, 9th Ave. Brgy, Fort Bonifacio, Taguig City
BRANCH CIRCUIT
ADDRESS
Level 1 Circuit Lane AP Reyes Avenue Brgy. Carmona, Makati City
BRANCH PGOMEZ
ADDRESS
#310 P.Gomez ST., Brgy 306 Zone 30 Quiapo Manila
BRANCH HIDALGO
ADDRESS
#710 Hidalgo ST., Brgy 306 Zone 30 Quiapo Manila
BRANCH PODIUM
ADDRESS
3rd Level the Podium, ADB Avenue., Ortigas Center, Mandaluyong City, Brgy Wack-Wack Greenhills East
BRANCH ILOILO
ADDRESS
2nd Level Festive Walk Mall, Megaworld Blvd. Iloilo Business Park Brgy, Q Abeto-Mirasol, Mandurriao, Iloilo City
 VillMan

VillMan

  • FREE Huawei CM51 Bluetooth Speaker and Huawei Selfie Stick with flashlight when you avail of the 0% installment up to 36 months on selected phone models.
  • Exclusive 0% installment up to 36 months on the ff. Huawei Phones: Huawei Mate 20 Pro, Huawei Mate 20, Huawei P30 and Huawei P30

Promo period: April 20 to July 20, 2019

Per DTI-FTEB Permit No. 7173, Series of 2019

Appliances

Abenson

Abenson

  • Enjoy 0% installment up to 12 months on select new TV models only with an HSBC Credit Card. Offer is valid until June 30, 2019
  • 0% installment up to 36 months is also available for other items until December 31, 2019

Per DTI-FTEB Permit No. 10641, Series of 2019

 Manila Imperial Motor Sales

Manila Imperial Motor Sales

0% installment up to 36 months on all Koppel split-type Aircons

Offer valid until December 31, 2019

 SM Appliance Center

SM Appliance Center

0% installment up to 24 months is available on other items until June 30, 2019

Beauty and wellness

Belo Medical Group

Belo Medical Group

  • 15% OFF with a minimum spend of PHP2,400 during your first visit
  • 10% discount during your succeeding visits, with no minimum spend requirement 
  • 0% instalment up to 12 months

 

PHP10,000 – 3 months

PHP25,000 – 6 months

PHP100,000 – 12 months

Promo period: Offer valid until December 31, 2019

Per DTI-FTEB Permit No. 15194, Series of 2018.

browhaus

Browhaus

30% off Brow Resurrection Classic (2.4) when you purchase on 0% installment up to 12 months

Promo period: April 20 to December 31, 2019

Per DTI-FTEB Permit No. 7175, Series of 2019

strip ministry of waxing

Strip Ministry of Waxing

  • 50% off on 8 sessions of Elbows and Knees Strip White
  • 50% off on 6 sessions Full Legs Strip Ice
  • 50% off on 8 sessions of Stomach Strip Shape when you purchase on 0% installment up to 12 months

 

Strip White is only available in SM Megamall branch only

Strip Shape is available in Serendra branch only.

Promo period: April 20 to December 31, 2019

Per DTI-FTEB Permit No. 7175, Series of 2019

Clara aesthetic naturale

Clara Aesthetic Naturale

Avail of any service on 0% installment up to 24 months and get a FREE Clara International Aesthetic Naturale Premium Facial with Photodynamic Light Therapy

The Body Shop

The Body Shop

FREE Spa Body Wash Adriatic Peony (60ml) with their HSBC credit card when they purchase on 0% installment for 3 mos at any branch of The Body Shop.

Promo period: April 20 to June 20, 2019

Per DTI-FTEB Permit No. 7177, Series of 2019

Apply now

Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC’s Card Instalment Plan (“HIP”) is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited (“HSBC”), which allows an HSBC credit cardholder (“Cardholder”) to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card (“the Card”) and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest (“Handling Fee”) from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC’s prevailing rate, will be levied using the average daily balance method upon the Cardholder’s opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions’ posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC’s Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder’s availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC’s website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder’s account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

Frequently asked questions

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Couple withdrawing money from ATM; image used for HSBC Philippines Cash Advance
 
about Cash Advance

A card that gives you both credit and cash