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HSBC Premier Mastercard®

Discover a world of privileges
Product image of HSBC Premier mastercard

Enjoy exclusive privileges at home and overseas

Take advantage of no annual fee for life, earn accelerated rewards, and enjoy a range of retail, dining and entertainment offers.
Eligibility: For HSBC Premier customers only.

Join HSBC Premier

Find out how you can enjoy all that HSBC Premier has to offer.


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click to open HSBC Accelerated Rewards page

Earn 4 bonus points for every PHP20 spent on overseas purchases and 3x bonus points on local shopping or dining. Enjoy free flights by redeeming air miles using your bonus points.

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Click to open Premier Benefits page

Enjoy membership to more than 1,300 airport lounges worldwide.

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HSBC's unique program provides access to a variety of offers around the world. Whether you're looking for travel, dining, shopping or leisure at home or abroad.

Enjoy these other card features:

With the HSBC Premier Mastercard® Credit Card, you will:

  • Get your HSBC Premier Mastercard® for free and enjoy no annual fee for life
  • Enjoy free Travel Insurance coverage
  • Enjoy fuel savings

    6% rebate on your first Caltex fuel purchase plus 3% rebate all year round.

    Find out more.

  • Get worldwide safety and security
    There's no need to worry if you lose your HSBC Premier Mastercard. Just call us and we'll cancel your lost card and arrange a replacement. If you need cash we can arrange an emergency cash advance that can be collected at over 245,000 outlets across 200 countries/regions.
  • Contactless Credit Card

    No swiping is necessary when paying for your transactions. Simply tap your card at designated Contactless Credit Card payment terminals here and abroad.

    Find out more.

  • Autocharge
    HSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.
  • 24/7 access to all of your accounts
    Online Banking and Mobile Banking makes it convenient to monitor your finances wherever, whenever. Find out more.

HSBC Credit Card features and services

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click to open HSBC Card Instalment Plan page

Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.

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click to open Cash Instalment plan page

Get cash from your credit card and pay it off on instalment at low interest rates.

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Click to open Card Balance Transfer page

Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings! 

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click to open HSBC Card Balance Conversion Plan page

Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.

Eligibility criteria

You can become an HSBC Premier client through any of the following qualifying criteria:

  • Total Relationship Balance ('TRB')
    You only need to maintain a TRB of PHP3,000,000 or its foreign currency equivalent. TRB is calculated based on the average total balances in all deposit accounts, plus the market value of all investments and insurance held, within the bundled account package in the Accountholder's name in any one calendar month.
  • Employee Banking Solution
    Present valid income proof, and credit your monthly salary of at least PHP300,000 gross (or its foreign currency equivalent) into your HSBC account to qualify and maintain your Premier status.
  • Home Loan of at least PHP6,000,000
    For existing Personal Banking customers, you may upgrade your account to HSBC Premier when you get approved for and draw a home loan of at least PHP6,000,000.

Review HSBC Premier terms and conditions and other information here.

How to apply

Apply online

Simply fill out the form and a representative will be in touch within 3 banking days.

Apply in branch

Find your nearest branch and apply in person.

Related products

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Enjoy rebate on shopping, travel, insurance and all other spend.

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Receive cash back from every transaction and get more savings on every purchase.

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Enjoy 4x bonus points plus miles.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email:; Webchat:; Facebook: or SMS: 021582277 (for Globe subscribers only).

Deposits are insured by PDIC up to PHP500,000 per depositor.

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.

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