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HSBC Premier Mastercard®

Discover a world of privileges
Product image of HSBC Premier mastercard

HSBC Premier Mastercard® Credit Card

Discover a world of privileges and rewards.


With the HSBC Premier Mastercard® Credit Card, you will:

  • Get your HSBC Premier Mastercard® for free and enjoy no annual fee for life
  • Accelerated Rewards
    Earn 4 bonus points for every PHP20 you spend on overseas purchases when you travel abroad or shop online. Get 3 bonus points for every PHP20 spend when you shop and dine locally. What's more, earn 1 bonus point for every PHP20 spend on everything else. Find out more.
  • Redeem free flights
    We've made flying for free easier. Redeem 1 Asia Mile for only 5 Bonus Points. 1 KrisFlyer mile for only 5 Bonus Points and 1 Mabuhay Mile for only 6 Bonus Points. Find out more about redeeming free flights (PDF).
  • Enjoy free travel accident insurance and travel inconvenience coverage
  • Card Instalment Plan
    Enjoy 0% interest up to 36 months at participating partner merchants.
    Find out more.
  • Access Mastercard Airport Experiences
    Provided by LoungeKey at USD32 per person per visit, you can enjoy membership to more than 850 lounges in over 400 airports worldwide, as well as dining, spa and retail offers from select exclusive airport merchants. Find out more.
  • Get worldwide safety and security
    There's no need to worry if you lose your HSBC Premier Mastercard. Just call us and we'll cancel your lost card and arrange a replacement. If you need cash we can arrange an emergency cash advance that can be collected at over 245,000 outlets across 200 countries/regions.
  • Enjoy HSBC Premier Privileges
    HSBC's unique program provides access to a variety of offers around the world. Whether you're looking for travel, dining, shopping or leisure at home or abroad, you can take advantage of a wealth of special offers and unique opportunities. Visit Premier Privileges for full details of worldwide offers.

Eligibility criteria

You can become an HSBC Premier client through any of the following qualifying criteria:

  • Total Relationship Balance ('TRB')
    You only need to maintain a TRB of PHP3,000,000 or its foreign currency equivalent. TRB is calculated based on the average total balances in all deposit accounts, plus the market value of all investments and insurance held, within the bundled account package in the Accountholder's name in any one calendar month.
  • Employee Banking Solution
    Present valid income proof, and credit your monthly salary of at least PHP300,000 gross (or its foreign currency equivalent) into your HSBC account to qualify and maintain your Premier status.
  • Home Loan of at least PHP6,000,000
    For existing Advance customers, you may upgrade your account to HSBC Premier when you get approved for and draw a home loan of at least PHP6,000,000.

Review HSBC Premier terms and conditions and other information here.

Apply online

Apply in branch

Find your nearest branch and apply in person.

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For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila,

+1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to If you want to find out more about HSBC's customer feedback procedures, please visit

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral). You may also get in touch with the Bangko Sentral ng Pilipinas (BSP) Consumer Empowerment Group through their Email:; Webchat:; Facebook: or SMS: 021582277 (for Globe subscribers only).

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.