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Accelerated rewards

Earn points and rewards with your credit card

Accelerate your rewards today

Earn 1 Bonus Point for every PHP20 you charge to your HSBC Premier Mastercard, HSBC Gold Mastercard and HSBC Red Mastercard. Earn 1 Bonus Point for every PHP15 you charge to your HSBC Advance Visa. Enjoy accelerated rewards whenever you use your HSBC Credit Card in qualified merchant categories.

Use these cards to earn 4x Bonus Points at select merchant categories

Earn 4X Bonus Points
Applicable card Bonus points Example
HSBC Premier Mastercard, HSBC Red Mastercard Earn 4 Bonus Points for every PHP20 you spend on overseas purchases when you travel abroad or shop online.

Get 4 Bonus Points on overseas purchases/transactions made in foreign currency on the credit card, including local online transactions in foreign currency. Excluded from this benefit are cash advance transactions.
N/A
HSBC Advance Visa  Earn 4 Bonus Points for every PHP15 spent using the card for online purchases/transactions.
N/A
HSBC Red Mastercard Earn 4 Bonus Points for every PHP20 spent using the card for online purchases/transactions.

N/A
HSBC Red Mastercard Get 4 Bonus Points on card purchases made at all Philippine-based restaurants, bistros, bars and similar establishments that are tagged as having Merchant Category Codes 5921, 5814, 5813, 5812, 5462 and 5499.
Here’s a sample of dining establishments where you can earn 4x the Bonus Points: Tinder Box (Cebu), Barcino, Las Flores, Relik, Aubergine, Draft, Gloria Maris, Italianni’s, Pancake House, Edsa Shang Summer Palace.
HSBC Red Mastercard Get 4 Bonus Points on card purchases made at all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged as having Merchant Category Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137, 5139.
Here’s a sample of shopping establishments where you can earn 4x the Bonus Points: Adora, Crossings, Gaisano (Visayas & Mindanao), Landmark Department Store, Metro Department Store (Alabang, Cebu & Market Market), Robinson’s Department Store, Rustan’s Department Store, The SM Store, Balenciaga, Bottega Venetta, Cinderella, Forever 21, Giordano, Gucci, Lacoste, Louis Vuitton, Marks and Spencer, Mothercare, Mossimo, Nike Park, North Face, Rimowa, Rockport, ROX (Bonifacio High Street), Samsonite, Travel Club, Uniqlo, Zara.
Earn 4X Bonus Points
Applicable card HSBC Premier Mastercard, HSBC Red Mastercard
Bonus points Earn 4 Bonus Points for every PHP20 you spend on overseas purchases when you travel abroad or shop online.

Get 4 Bonus Points on overseas purchases/transactions made in foreign currency on the credit card, including local online transactions in foreign currency. Excluded from this benefit are cash advance transactions.
Example N/A
Applicable card HSBC Advance Visa 
Bonus points Earn 4 Bonus Points for every PHP15 spent using the card for online purchases/transactions.
Example N/A
Applicable card HSBC Red Mastercard
Bonus points Earn 4 Bonus Points for every PHP20 spent using the card for online purchases/transactions.

Example N/A
Applicable card HSBC Red Mastercard
Bonus points Get 4 Bonus Points on card purchases made at all Philippine-based restaurants, bistros, bars and similar establishments that are tagged as having Merchant Category Codes 5921, 5814, 5813, 5812, 5462 and 5499.
Example Here’s a sample of dining establishments where you can earn 4x the Bonus Points: Tinder Box (Cebu), Barcino, Las Flores, Relik, Aubergine, Draft, Gloria Maris, Italianni’s, Pancake House, Edsa Shang Summer Palace.
Applicable card HSBC Red Mastercard
Bonus points Get 4 Bonus Points on card purchases made at all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged as having Merchant Category Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137, 5139.
Example Here’s a sample of shopping establishments where you can earn 4x the Bonus Points: Adora, Crossings, Gaisano (Visayas & Mindanao), Landmark Department Store, Metro Department Store (Alabang, Cebu & Market Market), Robinson’s Department Store, Rustan’s Department Store, The SM Store, Balenciaga, Bottega Venetta, Cinderella, Forever 21, Giordano, Gucci, Lacoste, Louis Vuitton, Marks and Spencer, Mothercare, Mossimo, Nike Park, North Face, Rimowa, Rockport, ROX (Bonifacio High Street), Samsonite, Travel Club, Uniqlo, Zara.

Use these cards to earn 3x Points

Earn 3X Bonus Points
Applicable card Bonus points Example
HSBC Premier Mastercard, HSBC Gold Mastercard Earn 3 Bonus Points on card purchases made at all Philippine-based restaurants, bistros, bars and similar establishments that are tagged as having Merchant Category Codes 5921, 5814, 5813, 5812, 5462 and 5499.
Here’s a sample of dining establishments where you can earn 3x the Bonus Points: Tinder Box (Cebu), Barcino, Las Flores, Relik, Aubergine, Draft, Gloria Maris, Italianni’s, Pancake House, Edsa Shang Summer Palace.
HSBC Premier Mastercard, HSBC Gold Mastercard

Earn 3 Bonus Points on card purchases made at all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged as having Merchant Category Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137, 5139.
Here’s a sample of shopping establishments where you can earn 3x the Bonus Points: Adora, Crossings, Gaisano (Visayas & Mindanao), Landmark Department Store, Metro Department Store (Alabang, Cebu & Market Market), Robinson’s Department Store, Rustan’s Department Store, The SM Store, Balenciaga, Bottega Venetta, Cinderella, Forever 21, Giordano, Gucci, Lacoste, Louis Vuitton, Marks and Spencer, Mossimo, MotherCare, Nike Park, North Face, Penshoppe, Rimowa, Rockport, ROX (Bonifacio High Street), Samsonite, Travel Club, Uniqlo, Zara.
Earn 3X Bonus Points
Applicable card HSBC Premier Mastercard, HSBC Gold Mastercard
Bonus points Earn 3 Bonus Points on card purchases made at all Philippine-based restaurants, bistros, bars and similar establishments that are tagged as having Merchant Category Codes 5921, 5814, 5813, 5812, 5462 and 5499.
Example Here’s a sample of dining establishments where you can earn 3x the Bonus Points: Tinder Box (Cebu), Barcino, Las Flores, Relik, Aubergine, Draft, Gloria Maris, Italianni’s, Pancake House, Edsa Shang Summer Palace.
Applicable card HSBC Premier Mastercard, HSBC Gold Mastercard

Bonus points Earn 3 Bonus Points on card purchases made at all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged as having Merchant Category Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137, 5139.
Example Here’s a sample of shopping establishments where you can earn 3x the Bonus Points: Adora, Crossings, Gaisano (Visayas & Mindanao), Landmark Department Store, Metro Department Store (Alabang, Cebu & Market Market), Robinson’s Department Store, Rustan’s Department Store, The SM Store, Balenciaga, Bottega Venetta, Cinderella, Forever 21, Giordano, Gucci, Lacoste, Louis Vuitton, Marks and Spencer, Mossimo, MotherCare, Nike Park, North Face, Penshoppe, Rimowa, Rockport, ROX (Bonifacio High Street), Samsonite, Travel Club, Uniqlo, Zara.

Earn 1 air mile for as low as PHP25 spend

Redeem more miles with accelerated rewards! Earn 1 air mile for as low as PHP25 spend whenever you use your card for overseas or online purchases or PHP30 per air mile for local shopping or dining purchases.*
Card Type Transaction Type Spend Per Mile Bonus Points Air Mile
Premier Mastercard Overseas and online transactions Php25*
Php30*
5 BPs
6 BPs

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

  Local dining/shopping transactions Php34*
Php40*
5 BPs
6 BPs

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

Red Mastercard

Overseas and online transactions

Local dining/shopping transactions

Php25*

Php30*

5 BPs

6 BPs

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

All other transactions All other transactions Php100
Php120
5 BPs
6 BPs

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

Earn 1 air mile for as low as PHP25 spend

Redeem more miles with accelerated rewards! Earn 1 air mile for as low as PHP25 spend whenever you use your card for overseas or online purchases or PHP30 per air mile for local shopping or dining purchases.*
Card Type Premier Mastercard
Transaction Type Overseas and online transactions
Spend Per Mile Php25*
Php30*
Bonus Points 5 BPs
6 BPs
Air Mile

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

Card Type  
Transaction Type Local dining/shopping transactions
Spend Per Mile Php34*
Php40*
Bonus Points 5 BPs
6 BPs
Air Mile

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

Card Type Red Mastercard
Transaction Type

Overseas and online transactions

Local dining/shopping transactions

Spend Per Mile

Php25*

Php30*

Bonus Points

5 BPs

6 BPs

Air Mile

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

Card Type All other transactions
Transaction Type All other transactions
Spend Per Mile Php100
Php120
Bonus Points 5 BPs
6 BPs
Air Mile

1 Asia Mile / 1 KrisFlyer

1 Mabuhay Mile

*HSBC’s Accelerated Terms and Conditions apply. A maximum accumulated monthly spend of Php60,000 for Premier customers and Php40,000 for Red customers across all qualified merchant categories shall earn accelerated points.

Terms and conditions

  1. The Accelerated Rewards feature ("Feature") is applicable to holders of HSBC Red Mastercard, HSBC Gold Mastercard, HSBC Advance Visa and HSBC Premier Mastercard credit cards only ("Cardholders").
  2. Under the Feature, Cardholders earn extra Bonus Points, as follows:
    1. HSBC Red Mastercard credit cardholders shall earn 4X bonus points when Shopping 

      This covers all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category1 Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137 and 5139. Instalment transactions made at these establishments are qualified to earn Accelerated Rewards. Excluded from this benefit are transactions made at service merchants such as drug stores, gas stations, groceries/supermarkets, appliance and convenience stores.
    2. HSBC Gold Mastercard and HSBC Premier Mastercard credit cardholders shall earn 3X bonus points when Shopping 

      This covers all Philippine-based department stores, clothing / apparel / accessories stores and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category1 Codes 5311, 5948, 5699, 5691, 5611, 5621, 5631, 5641, 5651, 5661, 5655, 5137 and 5139. Instalment transactions made at these establishments are qualified to earn Accelerated Rewards. Excluded from this benefit are transactions made at service merchants such as drug stores, gas stations, groceries/supermarkets, appliance and convenience stores.
    3. HSBC Red Mastercard credit cardholders shall earn 4X bonus points when Dining 

      This covers all Philippine-based restaurants, bistros, bars and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category1 Codes 5921, 5814, 5813, 5812, 5462 and 5499. Excluded from this benefit are transactions made at fast food restaurants that accept credit card payments.
    4. HSBC Gold Mastercard and HSBC Premier Mastercard credit cardholders shall earn 3X bonus points when Dining 

      This covers all Philippine-based restaurants, bistros, bars and similar establishments that are tagged by the merchant's credit card acquirer as having Merchant Category1 Codes 5921, 5814, 5813, 5812, 5462 and 5499. Excluded from this benefit are transactions made at fast food restaurants that accept credit card payments.
    5. HSBC Red Mastercard and HSBC Advance Visa credit card holders earn 4X bonus points when using the card online 

      This covers all Local and Foreign Currency denominated credit card online purchases/transactions made on the card.
    6. HSBC Red Mastercard and HSBC Premier Mastercard credit cardholders earn 4X bonus points when using the card overseas 

      This covers all overseas purchases/transactions made in foreign currency on the credit card, including local online transactions in foreign currency. Excluded from this benefit are cash advance transactions.
  3. No minimum spend per month is required to earn Accelerated Rewards.
  4. A maximum accumulated monthly spend across the pre-defined merchant categories, shall earn accelerated points. Amounts in excess of the maximum accumulated spend shall earn the regular Bonus Points following the standard Bonus Points Earn Rate of 1 Bonus Point for every PHP15 spend on HSBC Advance Visa, and 1 Bonus Point for every PHP20 spend on HSBC Red Mastercard, HSBC Gold Mastercard and HSBC Premier Mastercard. 

    Credit Card Type  

    HSBC Red Mastercard - PHP40,000 Maximum Accumulated Spend
    HSBC Gold Mastercard - PHP40,000 Maximum Accumulated Spend
    HSBC Advance Visa - PHP40,000 Maximum Accumulated Spend
    HSBC Premier Mastercard - PHP60,000 Maximum Accumulated Spend
  5. For installment transactions, the Accelerated Rewards will be computed based on the total installment amount and will be credited to the card account one time on the succeeding month of purchase.
  6. Computation of Accelerated Rewards Points:
    1. HSBC Red Mastercard and HSBC Advance Visa will be done once a month and will be credited to the card account every 25th banking day of the following month.
    2. HSBC Gold Mastercard and HSBC Premier Mastercard will be credited to the card account immediately upon transaction posting.
  7. Rewards Terms and Conditions apply.

 

1Merchant Category refers to the classification of each merchant establishment as determined by their acquiring banks based on the nature of the merchant's business as defined by Visa and MasterCard.

Accelerated Rewards for HSBC Red Mastercard will be effective June 1, 2017

 

HSBC Philippines is regulated by BSP. To contact HSBC for inquiries or complaints, call (02)8858-0000 from Metro Manila, 1-800-1-888-0000 PLDT domestic toll-free (outside of Metro Manila), visit hsbc.com.ph/feedback, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. Contact BSP at (02)8708-7087 or consumeraffairs@bsp.gov.ph. Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email. HSBC has an Employee Handbook, which mandates all its officers and employees to treat clients with a high degree of professionalism, efficiency, accuracy, care and courtesy. Officers and employees are enjoined to always be conscious of promoting HSBC's good image and protecting its reputation whether they are within or outside Bank premises.

 

Reference Number RBWM_9Jun2017_0261

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