Which credit cards suit you most
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Earn 8% cash back on dining transactions and 2% on fastfood
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Earn 5% cash back on shopping and entertainment spend
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Get 0.2% cash back on all other transactions
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Minimum monthly accumulated spend of PHP10,000 is required to avail of the higher cashback rates (8%, 5%, 2%)
Eligibility:
- An existing locally-issued primary credit card owned for at least 6 months
- A minimum annual income of PHP200,000
Welcome Gift:
- Moment Group eGCs worth PHP6,000
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Earn 5% cash back on dining transactions
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Earn 0.2% cash back on all other transactions
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No minimum spend required
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Enjoy 3% rebate on Caltex fuel purchases
Eligibility:
- An existing locally-issued primary credit card owned for at least 6 months
- A minimum annual income of PHP200,000
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Get 4x bonus points on online, dining, shopping and overseas spend
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Earn 1 bonus point for every PHP20 spent
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Redeem items, GCs and air miles with your bonus points
Eligibility:
- An existing locally-issued primary credit card owned for at least 6 months
- A minimum annual income of PHP200,000
If you only have a Philippine Identification (PhilID) Card and no other valid government-issued IDs, please apply through this link.
Welcome Gift:
- Free PAL Mabuhay Miles
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Earn 5% cash back on shopping transactions, including online
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Earn 5% cash back on essential travel spend
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Earn 1% cash back on insurance transactions
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Earn 0.50% cash back on all other transactions (i.e. groceries, food delivery)
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No minimum spend required
Eligibility:
- An existing locally-issued primary credit card owned for at least 6 months
- A minimum annual income of PHP500,000
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Enjoy no annual fee for life
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Earn 1 air mile for as low as PHP25 spend
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Free Purchase Protect insurance coverage
Credit card 101
Things you need to know about your credit card
Discover more on how to use credit card wisely and obtain practical information on how to manage your cash flow from the guidance we offer.
Credit card features and offers
Red Hot Deals
Exclusive offers on shopping, dining, beauty and travel only with your HSBC Credit Card
Latest Offers
Discover the most exciting HSBC Credit Card offers available today
3% Caltex fuel rebate all year
Simply use your HSBC Credit Card to fuel up at participating Caltex stations nationwide
HSBC 0% Card Instalment
Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card
How to apply for an HSBC Credit Card
General Requirements
You must have:
- An existing locally-issued primary credit card owned for at least 12 months
- A minimum annual income of PHP200,000 for HSBC Red MasterCard and HSBC Gold Visa Cash Back, and a minimum annual income of PHP500,000 for HSBC Platinum Visa
Documentary Requirements
1. Proof of Identity with Complete name (at least one of the following)
1.1 Passport, Driver's License, SSS/TIN ID plus NBI Clearance or Voter's ID
Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.
2. Proof of Residence (Note: Must be under the name of the applicant)
2.1 Valid ID containing the address of the applicant
2.2 Utility bills (electricity, landline phone, mobile phone or cable TV issued within the last 3 months and must match the permanent and primary address)
Apply in branch
Find your nearest branch and apply in person.
For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.
The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).
Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.