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HSBC Credit Cards

Apply for your first HSBC Red Mastercard or HSBC Gold Visa Cash Back and enjoy Waived Annual Fees for Life.

Terms and Conditions apply

Which credit cards suit you most

Use our credit card comparison tool to compare the credit cards information, benefits and requirements of our cards

HSBC Gold Visa Cash Back Credit Card
HSBC Gold Visa Cash Back Credit Card

Enjoy cash back on dining and all other spend

  • Earn 5% cash back on dining transactions

  • Earn 0.50% cash back on all other transactions

  • No minimum spend required

  • Enjoy 3% rebate on Caltex fuel purchases

 
Eligibility:
  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP200,000

 

Welcome Gift: 

  • Waived Annual Fees for Life

 

HSBC Red Mastercard
HSBC Red Mastercard

Enjoy rewards on all your online shopping spend

  • Get 4x bonus points on online, dining, shopping and overseas spend

  • Earn 1 bonus point for every PHP20 spent

  • Redeem items, GCs and air miles with your bonus points

Eligibility:
  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP200,000

 

Welcome Gift: 

  • Waived Annual Fees for Life
HSBC Platinum Visa Rebate Credit Card

Enjoy cash back on shopping, travel, insurance and all other spend

  • Earn 5% cash back on shopping transactions, including online

  • Earn 5% cash back on essential travel spend

  • Earn 1% cash back on insurance transactions

  • Earn 0.50% cash back on all other transactions (i.e. groceries, food delivery)

  • No minimum spend required

Eligibility:
  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP500,000

 

Welcome Gift:

  • Get a PHP5,000 cash rebate
HSBC Premier Mastercard®
HSBC Premier Mastercard®

Enjoy exclusive privileges at home and overseas

  • Enjoy no annual fee for life

  • Earn 1 air mile for as low as PHP25 spend

  • Free travel accident insurance and travel inconvenience coverage


Eligibility:

  • You must be an HSBC Premier customer in the Philippines

Learn more about HSBC Premier

HSBC Advance Visa Credit Card
HSBC Advance Visa Credit Card

Enjoy rewards on online transactions

  • 4x bonus points on online transactions

  • Earn 1 bonus point for every PHP15 spend

Note: From February 15, 2022, Advance Visa Credit Cards will no longer be offered.

Eligibility:

  • You must be an HSBC Advance customer in the Philippines.

Learn more about HSBC Advance

Making the most of your credit card

Get to know the basics about credit cards - from seeing how interest works, to what you'll need to apply.

Find out what a reward credit card can offer you, how they work and what exciting things you can redeem.

Credit card features and offers

couple eating dumplings; image used for HSBC Philippines Red Hot Deals page
 

Exclusive offers on shopping, dining, beauty and travel only with your HSBC Credit Card

Couple walking down street; image used for HSBC Philippines Latest Offers page
 

Discover the most exciting HSBC Credit Card offers available today

Father playing with son in pretend car; image used for HSBC Philippines Caltex Rebate page
 
Father playing with son in pretend car: image used for HSBC Philippines Caltex Rebate page

Simply use your HSBC Credit Card to fuel up at participating Caltex stations nationwide

Woman with lots of rewards; image used for HSBC Philippines Card Instalment page
 

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card

How to apply for an HSBC Credit Card

General Requirements

You must have:

  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP200,000 for HSBC Red MasterCard and HSBC Gold Visa Cash Back, and a minimum annual income of PHP500,000 for HSBC Platinum Visa

Documentary Requirements

1. Proof of Identity with Complete name (at least one of the following)

    1.1 Passport, Driver's License, SSS/TIN ID plus NBI Clearance or Voter's ID

Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.

2. Proof of Residence (Note: Must be under the name of the applicant)

    2.1 Valid ID containing the address of the applicant

    2.2 Utility bills (electricity, landline phone, mobile phone or cable TV issued within the last 3 months and must match the permanent and primary address)

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila,

+1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.