Before you apply for a card

Get off to the best start possible by making sure you understand the finer details

What is interest? Why use a credit card? Learn more about the basics of owning a credit card and what makes someone eligible to apply.

Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.

Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.

COVID has restricted us in many ways, but applying for a credit card isn't one of them. With just a few clicks, you can now apply online anytime, anywhere!

Find a card that suits you when you are ready to apply

Use our card comparison tool to compare our cards

Make the most of your card

If you have questions about how to use your card, how to get the most out of the benefits, or just want to make sure you're developing good habits, these guides can help.

Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.

Balance transfer is a feature of your credit card that lets you transfer your outstanding balance from one card to another.  This "consolidation" of balances is supposed to help you better manage your finances.

Whether you choose a card based on credit limit, credit score or benefits, read more on how to manage finances better and make your Credit Card work for you.

With the Rewards or Cash Back programme, you can choose a perfect Credit Card. Here is a comparison of different card types to help pick one that suits best.

How should I redeem reward points earned on my HSBC Bank credit card? Points can be redeemed for a range of goods and services.

Credit cards make online shopping easier and faster. Read our tips to maximize your online shopping experience with credit card cash back, offers and safety.