Enjoy extra benefits on your daily spending with the HSBC Red Platinum Mastercard

See offer details go to apply for an HSBC Red Mastercard

HSBC Red Platinum Mastercard

Make every purchase more rewarding with 4× Reward Points when you shop, dine and explore.

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HSBC Red Platinum Mastercard

Earn more Reward Points as you spend

Earn 1 bonus point for every PHP20 you spend with your HSBC Red Platinum Mastercard. Enjoy more rewards with every eligible purchase.

Apply now for HSBC Red Platinum Mastercard

Use your eligible HSBC credit card and earn 4× bonus points on online, dining, shopping and overseas transactions.

Accelerated Rewards T&Cs (PDF) This link will open in a new window

HSBC Reward Program General T&Cs (PDF) This link will open in a new window

Redeem your accumulated points for exciting appliances, Lazada and Zalora gift certificates, air miles, and more with your rewards card.

Enjoy instalment deals with 0% interest for up to 36 months with your HSBC credit card.

More benefits to enjoy

Year-round 3% rebate on Caltex fuel

Fuel up at participating Caltex stations nationwide and get 3% back on your credit card bill.
Exclusive travel deals worldwide

Make every journey more rewarding with exclusive travel offers.
First-year fee waiver

Enjoy your first year with no annual fee.

HSBC Cash Instalment Plan

Pay for big expenses with HSBC’s Cash Instalment Plan. Get cash now and repay it in affordable monthly instalments.
HSBC Card Balance Transfer

Simplify your bills with Card Balance Transfer. Transfer your non‑HSBC credit card balances to your HSBC credit card.
HSBC Card Balance Conversion Plan

Convert recent purchases into monthly instalments with HSBC’s Card Balance Conversion Plan. Pay back within 24 months.

Things you should know

Who can apply?

You can apply if you meet the following criteria:

You have a locally issued primary credit card that you’ve owned for at least 6 months
You have a minimum annual income of PHP400,000

Finance charges:

Retail monthly nominal interest rate: 3% per month
Retail monthly effective interest rate: 2.89% per month
Cash advance monthly nominal interest rate: 3% per month
Cash advance monthly effective interest rate: 3.04% per month

Annual fees:

Your annual fee is waived for the first year from your card’s issue date. From year 2 onwards, the annual fee will be:

Primary card: PHP2,500
Supplementary card: PHP1,250

Accelerated Rewards Terms & Conditions (PDF)

HSBC Reward Programme General Terms & Conditions (PDF)

Credit Card Products Terms & Conditions (PDF)

HSBC Credit Card Fees & Charges (PDF)

*A maximum accumulated monthly spend of PHP40,000 across all qualified merchant categories will earn accelerated points. HSBC’s Accelerated Terms and Conditions apply (see PDF above).

Proof of identity

Provide at least one of the following, showing your complete name:

Passport
Driver’s licence
SSS/TIN ID plus NBI clearance
Voter’s ID

Note: Your proof of identity must be valid (not expired), photo-bearing, and include your date of birth.

Proof of residence

Your proof of residence must be in your name. Provide either:

A valid ID showing your address
A utility bill (electricity, landline phone, mobile phone, or cable TV) issued within the last 3 months, and matching your permanent and primary address

Get your HSBC Red Platinum Mastercard

Apply online

Get started online and enjoy rewards, savings, and lifestyle benefits.

Apply now for HSBC Red Platinum Mastercard This link will open in a new window

Apply at a branch

Visit your nearest branch for individual help with your application.

Find a branch

Frequently asked questions

You need to provide valid proof of identity with your application. We accept any one of the following: SSS ID, TIN ID, GSIS ID, passport, driving licence, UMID, COMELEC/Voter’s ID, PRC ID, PhilSys ID.

We’ll need about 5 to 10 working days. This is after you’ve submitted the completed application form and all the documents we need.

Yes, you can redeem air miles from Asia Miles, KrisFlyer, or Mabuhay Miles using your bonus points. The air miles will be credited within 10 banking days for successful redemptions.

Use your HSBC Red Platinum Mastercard credit card to earn 4× bonus points on shopping, online, and overseas transactions.* Plus, earn 1 bonus point for every PHP20 spent on other transactions.

You can exchange your bonus points for credit card rewards** such as gift certificates, air miles, and more. Visit our Rewards page to redeem.

*Accelerated Rewards Terms and Conditions (PDF) apply. A maximum accumulated monthly spend of PHP40,000 across all qualified merchant categories will earn accelerated points.

**HSBC Rewards Programme General Terms and Conditions (PDF) apply.

See features, fees and rewards side by side to find the card that suits you.

Enjoy everyday cashback on the things you love, wherever you spend.

Discover a world of exclusive privileges, home and abroad.

Travel effortlessly with exclusive privileges worldwide.

HSBC Mastercard offers This link will open in a new window

Unlock deals and discounts when you pay with your HSBC Mastercard.

Red Hot Deals This link will open in a new window

Save on shopping, dining, beauty and travel with your HSBC credit card.

Latest offers

Browse current promos across all HSBC credit cards.

For questions, feedback or complaints, call our Customer Service team on (02) 8858-0000 (or (02)7976 8000 from Metro Manila), +1 800 1 888 8555 PLDT domestic toll-free, or (International Access Code) +800 100 85 800 for international toll-free calls from selected countries and regions. You can also talk to us through Chat by selecting the icon at the bottom right of our homepage. Find out more about our customer feedback procedures.

The Hongkong and Shanghai Banking Corporation Limited is regulated by the Bangko Sentral ng Pilipinas. Visit the Bangko Sentral ng Pilipinas website.

Deposits are insured by PDIC up to PHP 1 million per depositor.

Note: Do not provide your account or credit card details or disclose confidential information or share banking instructions through chat.

HSBC Red Platinum Mastercard

Earn more Reward Points as you spend

Upgrade your next trip: get free luggage with an HSBC credit card

Get more from your HSBC card

Redeem your points

More benefits to enjoy

Things you should know

Who can apply?

Fees and charges

Related documents

What you'll need

Get your HSBC Red Platinum Mastercard

Apply online

Apply at a branch

Frequently asked questions

What documentation do I need to provide when applying for an HSBC credit card?

How long will it take to process my HSBC credit card application?

How many points will I earn for online, dining, shopping, and overseas spend?

Can I earn air miles with my card, and when will they be credited?

How do I earn credit card rewards?

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