Red Mastercard | Online Shopping Rewards Card

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HSBC Red Mastercard Credit Card

Enjoy rewards on all your online shopping spend

Earn 1 bonus point for every PHP20 spent with your HSBC Red Mastercard.

You must have the following:

An existing locally-issued primary credit card owned for at least 12 months
A minimum annual income of PHP200,000 for Red Mastercard

More infomation >

SIGN UP OFFER: Apply for your first HSBC Credit Card and enjoy Waived Annual Fees for Life. Promo is valid until December 31, 2021. Approved by DTI-FTEB. Find out more here.

Benefits

Accelerated Rewards

click to open Accelerated Rewards page

Find out how you can earn 4x bonus points on online, dining, shopping and overseas transactions.

Accelerated Rewards T&Cs (PDF) Click to download Accelerated Rewards terms and conditions PDF This link will open in a new window

HSBC Reward Program General T&Cs (PDF) Click to download General Reward Program terms and conditions PDF This link will open in a new window

Redeem appliances, gift certificates and more

Redeem your accumulated points for exciting appliances, Lazada & Zalora gift certificates, air miles and lots more.

Red Mastercard Rewards Catalogue (PDF) Click to download Red Mastercard Rewards catalog PDF This link will open in a new window

Card Instalment Plan

click to open Card Instalment page

Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.

Enjoy these other card features:

Exclusive travel deals

At over 27,000 establishments in 160 countries/regions & territories worldwide with HSBC's home&Away Privilege Programme.
Enjoy fuel savings

6% rebate on your first Caltex fuel purchase plus 3% rebate all year round.

Find out more.
Enjoy an annual fee waiver on the 1st year
Online Banking and Mobile Banking access

Conveniently monitor your finances and pay your bills wherever, whenever. Find out more.

Autocharge

HSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.
Cash Advance

You can use your credit card just like an ATM Card to withdraw money here or abroad. Find out more.
eStatement

Get your HSBC Credit Card statements delivered to your email. Find out more.

HSBC Credit Card features and services

Card Balance Conversion Plan

click to open HSBC Card Balance Conversion Plan page

Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.

Couple holding baby; image used for HSBC Philippines Cash Instalment page

Cash Instalment Plan

click to open Cash Instalment plan page

Get cash from your credit card and pay it off on instalment at low interest rates.

Card Balance Transfer

Click to open Card Balance Transfer page

Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings!

Things you should know

*Accelerated Rewards Terms & Conditions (PDF) click to download accelerated rewards terms and conditions Download link

HSBC Red Mastercard Credit Card Rewards Catalogue (PDF) click to download red mastercard rewards catalogue Download link

HSBC Reward Program General Terms & Conditions (PDF) click to download accelerated rewards terms and conditions Download link

HSBC Credit Card Fees & Charges (PDF) click to download credit card fees and charges Download link

Credit Card Products Terms & Conditions (PDF) click to download credit card products terms and conditions Download link

Credit Card Application Form (PDF) click to download credit card application form Download link

*A maximum accumulated monthly spend of PHP40,000 across all qualified merchant categories shall earn accelerated points. HSBC’s Accelerated Terms and Conditions apply (see PDF above).

Finance charges:

Retail Monthly Nominal Interest Rate: 2% per month
Retail Monthly Effective Interest Rate: 1.83% per month
Cash Advance Monthly Nominal Interest Rate: 2% per month
Cash Advance Monthly Effective Interest Rate: 2.18% per month

Annual fees:

Your annual fee is waived for the first year from your card's issue date. From year 2 onwards, the annual fee will be:

Primary Card: PHP2,500
Supplementary Card: PHP1,250

How to apply for a HSBC Red Mastercard

Apply online

Get PHP2,500 cash rebate with your first HSBC Credit Card.

Apply now for HSBC Red Mastercard Credit Card This link will open in a new window

Frequently asked questions

Proof of Identity with Complete name (at least one of the following)
1. Passport, Driver’s License, SSS/TIN ID plus NBI Clearance or Voter’s ID
  Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.
Proof of Residence (Note: Must be under the name of the applicant)
1. Valid ID containing the address of the applicant
2. Utility bills (electricity, landline phone, mobile phone or cable TV issued within the last 3 months and must match the permanent and primary address)

Around 5-10 business days upon submission of a completed application forms and all required documents.

Client to receive a PHP2,500 cash rebate upon meeting the PHP5,000 accumulated spend requirement.
Crediting will only be done once per Cardholder for this promotion. The Cardholder will also be notified of the credited rebate via SMS to his/her mobile number as registered in HSBC’s records.
Visit www.hsbc.com.ph/cashrebate for more details.

Yes, you can redeem air miles from Asia Miles, KrisFlyer or Mabuhay Miles using your bonus points. The Air Miles will be credited within 10 banking days for successful redemptions.

See all FAQs Click to open HSBC FAQ page

Offers and rewards

Premier laptop; image used for HSBC Premier Customer Referral Offer page

Earn Power Mac eGC worth PHP10,000

click here to open customer referral offers page

Refer a friend to open an HSBC Premier Account and you get a Power Mac eGC worth PHP10,000 upon successful account opening. Promo period is from 22 March to 31 August 2021.

T&Cs apply.

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HSBC Mastercard® offers

click to open MasterCard offers page

Exclusive privileges with your HSBC Mastercard Credit Card.

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Red Hot Deals with HSBC Credit Cards

click to open Red Hot Deals Page

Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.

Latest offers

Explore all the latest HSBC Credit Card offers available.

Related products

Lady window shopping; image used for HSBC Premier Mastercard page

HSBC Premier Mastercard Credit Card

click through to Premier Mastercard page

Discover a world of privileges and rewards.

Woman walking with her coffee order; image used for HSBC Philippines Advance credit card page

HSBC Advance Visa Credit Card

click to view HSBC Advance Visa Credit Card page

Get rewarded up to 4 times faster* when you shop online.

Child pretending to fly; image used for HSBC Philippines Visa Platinum page

HSBC Platinum Visa Credit Card

Enjoy up to 4 times rewards and travel privileges with our ultimate travel card.

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HSBC Gold Visa Cash Back Credit Card

click to open Gold Visa Cash Back credit card page

Receive cash back from every transaction and get more savings on every purchase.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila,

+1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.

HSBC Red Mastercard

HSBC Red Mastercard - Earn 4x bonus points on your online, dining, shopping and overseas spend