Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.
Welcome offer
Enjoy no annual fees with a new HSBC Live+ Credit Card
It's finally here, for a limited time only. Apply for a new Live+ Credit Card and enjoy no annual fees for life. Spend PHP60,000 anywhere within 60 days and register via the HSBC Philippines app. This offer runs until 31 August 2026.
T&Cs apply.
Get up to PHP10,000 eGCs when you apply for an HSBC credit card
Elevate your shopping experience with our biggest welcome offer yet! Enjoy up to PHP10,000 in e-Gift Certificates (eGCs) when you apply for an HSBC Live+ Credit Card.
Promos
Enjoy a discount of USD120 via Cathay Pacific
Apply for an HSBC Live+ Credit Card and get a USD120 discount voucher from Cathay Pacific. To unlock the reward, spend at least PHP40,000 anywhere within 60 days of approval and register on the HSBC Philippines app.
Get up to 8% cashback and more on what you love
Live+ Credit Card perks and privileges
The card that gets you more out of life.
Dine – in Philippines and around Asia
Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining offers – earn up to 8% cashback[@cards-liveplus-accelerated-cashback] on dining.
Shop – both online and offline
Stay on trend without breaking the bank. Whether you're indulging in retail therapy or buying gifts for your loved ones, here's a reward that'll never go out of style. Get cashback on your purchases no matter if you're shopping in department stores, popular retail stores, or online.
Fun – both on big and small screens
Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 5% cashback[@cards-liveplus-accelerated-cashback] on entertainment spending.
Travel – for flights and stays, here and abroad
Turn travel plans into extra savings. Book flights for a quick weekend escape or reserve hotels for a longer holiday. Earn up to 5% cashback on eligible travel spend[@cards-liveplus-accelerated-cashback]. From take-off to check-in, enjoy rewards that help your budget go further.
Life with even more perks
- Get set with your cardActivate it easily via mobile banking, plus we'll waive the annual fee for your first year.
- Shop online confidentlyWith complimentary coverage of up to USD200 for any online purchase losses or damages.
- Fuel up on cashback at Caltex6% cashback on your first transaction, then 3% on all your Caltex fuel purchases – learn more.
- Get more out of lifeWith our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more
- Get free travel insurance coverageOf up to PHP10 million when you pay for your travel fare with your HSBC Live+ Credit Card.
- Get a cash advance when you need itUse your credit card just like an ATM card to withdraw cash locally and abroad – learn more.
Apply online for an HSBC Live+ Credit Card
Good to know
Who can apply?
To apply for an HSBC Live+ Credit Card, you must be aged 21 to 65 years old and:
- Have a minimum annual income of PHP400,000
- Hold a primary credit card that was issued in the Philippines, and which you've held for at least 6 months