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HSBC Live+ Credit Card

Dine, shop and have fun with extra cashback.

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.

Welcome offer

Get Moment Group eGCs worth PHP6,000 when you apply for a new primary HSBC Live+ Credit Card*. Just spend PHP18,000 on it within 60 days of the card delivery date. Offer runs from 8 July to 31 December 2024 only. T&Cs apply.

HSBC Live+ Credit Card welcome offer terms and conditions (PDF) 


*You can choose the Giftaway Universal eGC instead if you're a resident who lives outside Greater Metro Manila area and Baguio where there are no Moment Group branches. 

Get up to 8% cashback and more on what you love


Treat yourself with up to 8% cashback[@cards-liveplus-accelerated-cashback] at restaurants, around town and across Asia.


Indulge in retail therapy, all while earning up to 5% cashback[@cards-liveplus-accelerated-cashback] towards your future shopping trips.


Binge movies and shows at home or at the cinema, and earn up to 5% cashback[@cards-liveplus-accelerated-cashback] on them too.


Power up on your spending with cashback in selected categories including up to 2% on fast food[@cards-liveplus-accelerated-cashback].

Live+ perks and privileges

The card that gets you more out of life.

Dine – in Philippines and around Asia

Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals – earn up to 8% cashback[@cards-liveplus-accelerated-cashback] on dining. Plus, get a discount of up to 15% at over 100 restaurants across Asia through our curated Live+ Dining Programme.

Shop – both online and offline

Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here's a reward that will never go out of style – get 5% cashback[@cards-liveplus-accelerated-cashback] on your shopping no matter if you're shopping in department stores, popular retail stores, or online.

Fun – both on big and small screens

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 5% cashback[@cards-liveplus-accelerated-cashback] on entertainment spending.

Life with even more perks

  • Get set with your card
    Activate it easily via mobile banking, plus we'll waive the annual fee for your first year.
  • Shop online confidently
    With complimentary coverage of up to USD200 for any online purchase losses or damages.
  • Fuel up on cashback at Caltex
    6% cashback on your first transaction, then 3% on all your Caltex fuel purchases – learn more.
  • Get more out of life
    With our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more
  • Get free travel insurance coverage
    Of up to PHP10 million when you pay for your travel fare with your HSBC Live+ Credit Card.
  • Get a cash advance when you need it
    Use your credit card just like an ATM card to withdraw cash locally and abroad – learn more.

Good to know

Who can apply?

To apply for an HSBC Live+ Credit Card, you must:

  • Be aged 21 to 65
  • Have a minimum annual income of PHP500,000
  • Hold a primary credit card that was issued in the Philippines, and which you've held for at least 6 months

Apply for an HSBC Live+ Credit Card today

Residing in Greater Metro Manila or Baguio?

If you live in Metro Manila, Bulacan, Cavite, Laguna, Pampanga, Rizal and Baguio: apply now, get approved and enjoy your welcome offer. You’ll get Moment Group eGCs of PHP6,000 that you can spend when you dine at Manam, 8Cuts, Ooma, Din Tai Fung, Mo Cookies, and The Mess Hall. Simply spend PHP18,000 within 60 days of the card delivery date.

Residing outside Greater Metro Manila and Baguio?

If you live outside Greater Metro Manila and Baguio (example: Batangas, Cebu, Davao, etc): apply now, get approved and choose your welcome offer. You can select either Moment Group eGCs or Giftaway Universal eGCs worth PHP6,000. Simply spend PHP18,000 within 60 days of the card delivery date.

Frequently asked questions

You might also be interested in

Learn about the differences between a rewards or cashback programme so you can pick the credit card that suits your lifestyle best.
Explore shopping, dining, beauty and travel offers that are exclusive to your HSBC credit card.
Read our tips on how to maximise your online shopping experience with credit card cashback and offers, while staying safe.


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