Peso accounts
| Account | Minimum balance requirements* | Interest rate per annum |
|---|---|---|
| Savings account | No minimum balance required* |
0.005% |
| Current account | No minimum balance required* |
0.00% |
| Regular Time Deposit | PHP25,000 |
Please reach out to your branch for the latest Time Deposit Interest Rates |
| High Yield Time Deposit | PHP100,000 |
Please reach out to your branch for the latest Time Deposit Interest Rates |
| Account | Savings account |
|---|---|
| Minimum balance requirements* |
No minimum balance required* |
| Interest rate per annum |
0.005% |
| Account | Current account |
| Minimum balance requirements* |
No minimum balance required* |
| Interest rate per annum |
0.00% |
| Account | Regular Time Deposit |
| Minimum balance requirements* |
PHP25,000 |
| Interest rate per annum |
Please reach out to your branch for the latest Time Deposit Interest Rates |
| Account | High Yield Time Deposit |
| Minimum balance requirements* |
PHP100,000 |
| Interest rate per annum |
Please reach out to your branch for the latest Time Deposit Interest Rates |
USD accounts
| Account | Minimum balance requirements* | Interest rate per annum |
|---|---|---|
| Savings account | No minimum balance required* | 0.00% |
| Current account | Only applicable for customers who already a USD current account | 0.00% |
| Account | Savings account |
|---|---|
| Minimum balance requirements* | No minimum balance required* |
| Interest rate per annum |
0.00% |
| Account | Current account |
| Minimum balance requirements* | Only applicable for customers who already a USD current account |
| Interest rate per annum |
0.00% |
Other currencies - Time Deposit Account
| Account | Minimum balance requirements* | Interest rate per annum |
|---|---|---|
| (AUD) Australian Dollar |
3,000 < 25,000 |
0.01% |
| (AUD) Australian Dollar |
25,000 < 125,000 |
0.02% |
| (AUD) Australian Dollar |
125,000 and up |
0.03% |
| (CAD) Canadian Dollar |
2,500 < 25,000 |
0.01% |
| (CAD) Canadian Dollar |
25,000 < 125,000 |
0.02% |
| (CAD) Canadian Dollar | 125,000 and up | 0.03% |
| (GBP) Pound Sterling |
2,500 < 10,000 |
0.01% |
| (GBP) Pound Sterling |
10,000 < 50,000 |
0.02% |
| (GBP) Pound Sterling |
50,000 and above |
0.03% |
| (HKD) Hong Kong Dollar |
20,000 < 150,000 |
0.01% |
| (HKD) Hong Kong Dollar |
150,000 < 750,000 |
0.02% |
| (HKD) Hong Kong Dollar | 750,000 and up | 0.03% |
| (NZD) New Zealand Dollar |
3,000 < 50,000 |
0.01% |
| (NZD) New Zealand Dollar |
50,000 < 200,000 |
0.02% |
| (NZD) New Zealand Dollar | 200,000 and up | 0.03% |
| (RMB) Renminbi |
20,000 < 150,000 |
0.01% |
| (RMB) Renminbi |
150,000 < 750,000 |
0.02% |
| (RMB) Renminbi | 750,000 and up | 0.03% |
| Account |
(AUD) Australian Dollar |
|---|---|
| Minimum balance requirements* |
3,000 < 25,000 |
| Interest rate per annum |
0.01% |
| Account |
(AUD) Australian Dollar |
| Minimum balance requirements* |
25,000 < 125,000 |
| Interest rate per annum | 0.02% |
| Account |
(AUD) Australian Dollar |
| Minimum balance requirements* |
125,000 and up |
| Interest rate per annum | 0.03% |
| Account |
(CAD) Canadian Dollar |
| Minimum balance requirements* |
2,500 < 25,000 |
| Interest rate per annum |
0.01% |
| Account |
(CAD) Canadian Dollar |
| Minimum balance requirements* |
25,000 < 125,000 |
| Interest rate per annum | 0.02% |
| Account | (CAD) Canadian Dollar |
| Minimum balance requirements* | 125,000 and up |
| Interest rate per annum | 0.03% |
| Account |
(GBP) Pound Sterling |
| Minimum balance requirements* |
2,500 < 10,000 |
| Interest rate per annum |
0.01% |
| Account |
(GBP) Pound Sterling |
| Minimum balance requirements* |
10,000 < 50,000 |
| Interest rate per annum | 0.02% |
| Account |
(GBP) Pound Sterling |
| Minimum balance requirements* |
50,000 and above |
| Interest rate per annum | 0.03% |
| Account |
(HKD) Hong Kong Dollar |
| Minimum balance requirements* |
20,000 < 150,000 |
| Interest rate per annum |
0.01% |
| Account |
(HKD) Hong Kong Dollar |
| Minimum balance requirements* |
150,000 < 750,000 |
| Interest rate per annum | 0.02% |
| Account | (HKD) Hong Kong Dollar |
| Minimum balance requirements* | 750,000 and up |
| Interest rate per annum | 0.03% |
| Account |
(NZD) New Zealand Dollar |
| Minimum balance requirements* |
3,000 < 50,000 |
| Interest rate per annum |
0.01% |
| Account |
(NZD) New Zealand Dollar |
| Minimum balance requirements* |
50,000 < 200,000 |
| Interest rate per annum |
0.02% |
| Account | (NZD) New Zealand Dollar |
| Minimum balance requirements* | 200,000 and up |
| Interest rate per annum | 0.03% |
| Account |
(RMB) Renminbi |
| Minimum balance requirements* |
20,000 < 150,000 |
| Interest rate per annum |
0.01% |
| Account |
(RMB) Renminbi |
| Minimum balance requirements* |
150,000 < 750,000 |
| Interest rate per annum |
0.02% |
| Account | (RMB) Renminbi |
| Minimum balance requirements* | 750,000 and up |
| Interest rate per annum | 0.03% |
*No minimum balance will be required to open Peso Savings, Foreign Currency Savings , and Peso Current Accounts. However, customer should always have a balance greater than zero to avoid automatic closure of accounts. Further, customer must meet the HSBC Premier or HSBC Advance/Personal Banking eligibility criteria at all times.
General Disclaimers:
- Interest rates are subject to change without notice.
- Interest rates are calculated daily and credited to the account on a monthly basis.
- Deposit and foreign exchange rates provided are indicative only and subject to change by the Bank at any time without notice.
- Data, information, news and computation tools are provided for informational purposes only, and are not intended for trading purposes. The Bank shall not be liable for any errors or delays in the content or computation, or for any actions taken in reliance on the same.
For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila,
+1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.
The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).
Deposits are insured by PDIC up to PHP500,000 per depositor.
Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.