While we know how easy it is to just browse, click, and pay, there are also some downsides to online shopping. Let's take a look at the good and the bad:
Pros
Cons
Online shopping is fun, but it becomes so much better when you know when to shop and what to look out for to have a great shopping experience.
Shop during double-digit dates. A lot of online shopping sites have monthly sales on double-digit dates. So consider holding off on purchases until the next time the date matches the month, like 3 March or 10 October. You can save a lot as sellers often give bigger discounts on dates like these.
Look for sale vouchers and cash back offers before you buy. Save even more on your purchases when you collect sale vouchers and use cash back offers for additional discounts on items or even free delivery.
Watch out for special offers on your credit card. Some shops offer special discounts for using certain credit cards, like HSBC. Find out about the latest special offers from our partners.
Get cash back on your purchases. Cash back credit cards offer instant rebates that let you save more on your purchases. With an HSBC Platinum Visa Rebate Credit Card, you can enjoy rebates as high as 5% on transactions – and that includes online shopping, too. Learn more about it the HSBC Platinum Visa Rebate Credit Card.
Earn 5% rebate on shopping and travel transactions, 1% on insurance and 0.50% on all of your other transactions with a new HSBC Platinum Visa Rebate Credit Card. Apply for one today.
Shopping online might be fun, convenient and easy, but there are fraudsters out there trying to get your money or your account information. Here are a few tips to keep you safe from these cybercriminals.
Change your passwords often. Update your passwords regularly (every 60 to 90 days) and make them as unique as possible. Also, don't use the username or password from your online banking for any other site.
Read reviews and check ratings. One way to avoid scams is to read reviews carefully. They can help you research about the shop or seller and can give you an indication of how legitimate they are.
Keep your details private. Never share your log on credentials, credit card details or your One-Time-Passwords with anyone.
Apply for an HSBC Platinum Visa Rebate Credit Card and enjoy as rebates as high as 5% on shopping and travel transactions, 1% on insurance and 0.50% on all of your other transactions.
Don’t have a card yet? Apply online now.
