Top of main content

HSBC Gold Visa Cash Back Credit Card - Earn 5% cash back on dining transactions and 0.5% on all other spend

HSBC Gold Visa Cash Back Credit Card

Enjoy cash back on dining and all other spend

Earn 5% cash back on dining transactions and 0.50% cash back on all of your other transactions.

You must have the following:

  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP200,000 for HSBC Gold Visa Cash Back

Sign up offer

Apply for your first HSBC Credit Card and enjoy Waived Annual Fees. Promo is valid until January 31, 2023. Approved by DTI-FTEB.

Benefits

Dining icon

Earn 5% cash back on dining transactions

Enjoy this year-round offer and automatic crediting of cash back to your account monthly.

Transfers icon

Earn 0.50% cash back on all other transactions

Start earning on all your HSBC Gold Visa Cash Back Credit Card spend

Card icon
 
click to open caltex rebate page

Simply use your HSBC Credit Card to fuel up at participating Caltex stations nationwide.

Enjoy these other card features:

  • Exclusive travel privileges
    At over 27,000 establishments in 160 countries/regions & territories worldwide with HSBC's home&Away Privilege Programme.
  • Enjoy an annual fee waiver on the 1st year
  • eStatement
    Get your HSBC Credit Card statements delivered to your email. Find out more.
  • Autocharge
    HSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.
  • Card Advance
    You can use your credit card just like an ATM Card to withdraw money here or abroad. Find out more.
  • Online Banking and Mobile Banking access
    Conveniently monitor your finances and pay your bills wherever, whenever. Find out more.

Cash back rates

Earn up to 5% cash back on your transactions with your HSBC Gold Visa Cash Back Credit Card.
Cash back category Cash back rate Period
Dining 5% January to December
Back to School (Department store transactions) 1% May, June, July and August
Overseas 1% January, April, May and December
All other transactions 0.5% January to December
Earn up to 5% cash back on your transactions with your HSBC Gold Visa Cash Back Credit Card.
Cash back category Dining
Cash back rate 5%
Period January to December
Cash back category Back to School (Department store transactions)
Cash back rate 1%
Period May, June, July and August
Cash back category Overseas
Cash back rate 1%
Period January, April, May and December
Cash back category All other transactions
Cash back rate 0.5%
Period January to December

HSBC Credit Card features and services

shopping woman at home; image used for HSBC Philippines Card Instalment Plan
 
click to open HSBC Card Instalment Plan page

Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.

Couple holding baby; image used for HSBC Philippines Cash Instalment page
 
click to open Cash Instalment plan page

Get cash from your credit card and pay it off on instalment at low interest rates.

Father blowing bubbles; image used for HSBC Card Balance Transfer page
 
Click to open Card Balance Transfer page

Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings! 

Girl running with balloons; image used for HSBC Philippines Card Balance Conversion Plan
 
click to open HSBC Card Balance Conversion Plan page

Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.

You might also be interested in

shopping woman at home; image used for HSBC Philippines Card Instalment Plan
 
click to open HSBC Card Instalment Plan page

Are you looking for a credit card that suits your personality and  lifestyle? Do you know which one you would prefer more - rewards or cashback?

Couple holding baby; image used for HSBC Philippines Cash Instalment page
 
click to open Cash Instalment plan page

A credit card that offers reward points, where you can earn points from your everyday spending.

Things you should know

How to apply for a HSBC Gold Visa Cash Back Credit Card

Apply in branch

Frequently asked questions

Offers and rewards

Friends hanging out together; image used for HSBC Philippines Visa offer page
 
click to open visa offer page

Exclusive privileges with your HSBC Visa Credit Card.

Couple sharing dim sum; image used for HSBC Philippines Red Hot Deals page
 
click to open Red Hot Deals Page

Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.

Couple walking down the street; image used for HSBC Latest Offers page
 

Explore all the latest HSBC Credit Card offers available. 

Related products

Child pretending to fly; image used for HSBC Philippines Visa Platinum page
 

Enjoy rebate on shopping, travel, insurance and all other spend.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).

Deposits are insured by PDIC up to PHP500,000 per depositor.

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.

Here’s an easy way to share your thoughts, stay informed and join the conversation. Follow us: