Top of main content

HSBC Gold Visa Cash Back Credit Card - Earn 5% cash back on dining transactions and 0.5% on all other spend

HSBC Gold Visa Cash Back Credit Card

Enjoy cash back on dining and all other spend

Earn 5% cash back on dining transactions and 0.50% cash back on all of your other transactions.

You must have the following:

  • An existing locally-issued primary credit card owned for at least 12 months
  • A minimum annual income of PHP200,000 for HSBC Gold Visa Cash Back

SIGN UP OFFER

Apply for your first HSBC Credit Card and receive a PHP2,500 cash rebate. Promo is valid until July 31, 2021. Approved by DTI-FTEB. Find out more here.

Benefits

Dining icon

Earn 5% cash back on dining transactions

Enjoy this year-round offer and automatic crediting of cash back to your account monthly.

Transfers icon

Earn 0.50% cash back on all other transactions

Start earning on all your HSBC Gold Visa Cash Back Credit Card spend

Card icon
 
click to open caltex rebate page

Simply use your HSBC Credit Card to fuel up at participating Caltex stations nationwide.

Enjoy these other card features:

  • Exclusive travel privileges

    At over 27,000 establishments in 160 countries/regions & territories worldwide with HSBC's home&Away Privilege Programme.

  • Enjoy an annual fee waiver on the 1st year

  • eStatement

    Get your HSBC Credit Card statements delivered to your email. Find out more.

  • Autocharge

    HSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.

  • Card Advance

    You can use your credit card just like an ATM Card to withdraw money here or abroad. Find out more.

Cash back rates

Earn up to 5% cash back on your transactions with your HSBC Gold Visa Cash Back Credit Card.

Cash back category Cash back rate Period
Dining 5% January to December
Back to School (Department store transactions) 1% May, June, July and August
Overseas 1% January, April, May and December
All other transactions 0.5% January to December

Earn up to 5% cash back on your transactions with your HSBC Gold Visa Cash Back Credit Card.

Cash back category Dining
Cash back rate 5%
Period January to December
Cash back category Back to School (Department store transactions)
Cash back rate 1%
Period May, June, July and August
Cash back category Overseas
Cash back rate 1%
Period January, April, May and December
Cash back category All other transactions
Cash back rate 0.5%
Period January to December

HSBC Credit Card features and services

Woman holding rewards; image used for HSBC Philippines Card Instalment Plan
 
click to open HSBC Card Instalment Plan page

Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.

Couple holding baby; image used for HSBC Philippines Cash Instalment page
 
click to open Cash Instalment plan page

Get cash from your credit card and pay it off on instalment at low interest rates.

Father blowing bubbles; image used for HSBC Card Balance Transfer page
 
Click to open Card Balance Transfer page

Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings! 

Girl running with balloons; image used for HSBC Philippines Card Balance Conversion Plan
 
click to open HSBC Card Balance Conversion Plan page

Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.

Things you should know

How to apply for a HSBC Gold Visa Cash Back Credit Card

Apply online

Get PHP2,500 cash rebate with your first HSBC Credit Card.

Frequently asked questions

Offers and rewards

Premier laptop; image used for HSBC Premier Customer Referral Offer page
 
click here to open customer referral offers page

Refer a friend to open an HSBC Premier Account and you get a Power Mac eGC worth PHP10,000 upon successful account opening. Promo period is from 22 March to 31 August 2021.

T&Cs apply.

Friends hanging out together; image used for HSBC Philippines Visa offer page
 
click to open visa offer page

Exclusive privileges with your HSBC Visa Credit Card.

Couple sharing dim sum; image used for HSBC Philippines Red Hot Deals page
 
click to open Red Hot Deals Page

Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.

Couple walking down the street; image used for HSBC Latest Offers page
 

Explore all the latest HSBC Credit Card offers available. 

Related products

Woman walking with her coffee order; image used for HSBC Philippines Advance credit card page
 
click to view HSBC Advance Visa Credit Card page

Get rewarded up to 4 times faster* when you shop online.

Child pretending to fly; image used for HSBC Philippines Visa Platinum page
 

Enjoy up to 4 times rewards and travel privileges with our ultimate travel card.

For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila,

+1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: consumeraffairs@bsp.gov.ph; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).

Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.