Enjoy cash back on dining and all other spend
You must have the following:
- An existing locally-issued primary credit card owned for at least 12 months
- A minimum annual income of PHP200,000 for HSBC Gold Visa Cash Back
Sign up offer
Enjoy up to PHP3,000 cash rebate with a new HSBC Credit Card. Promo is valid until March 31, 2023. Approved by DTI-FTEB No. 160016 Series of 2023.
Earn 5% cash back on dining transactions
Enjoy this year-round offer and automatic crediting of cash back to your account monthly.
Earn 0.50% cash back on all other transactions
Start earning on all your HSBC Gold Visa Cash Back Credit Card spend
Enjoy 3% rebate on Caltex fuel purchases
Simply use your HSBC Credit Card to fuel up at participating Caltex stations nationwide.
Enjoy these other card features:
- Exclusive travel privilegesAt over 27,000 establishments in 160 countries/regions & territories worldwide with HSBC's home&Away Privilege Programme.
- Enjoy an annual fee waiver on the 1st year
- eStatementGet your HSBC Credit Card statements delivered to your email. Find out more.
- AutochargeHSBC Autocharge is a facility that automatically charges bills to your HSBC Credit Card so you never forget to pay your bills. Find out more.
- Card AdvanceYou can use your credit card just like an ATM Card to withdraw money here or abroad. Find out more.
- Online Banking and Mobile Banking accessConveniently monitor your finances and pay your bills wherever, whenever. Find out more.
Cash back rates
|Cash back category||Cash back rate||Period|
|Dining||5%||January to December|
|Back to School (Department store transactions)||1%||May, June, July and August|
|Overseas||1%||January, April, May and December|
|All other transactions||0.5%||January to December|
|Cash back category||Dining|
|Cash back rate||5%|
|Period||January to December|
|Cash back category||Back to School (Department store transactions)|
|Cash back rate||1%|
|Period||May, June, July and August|
|Cash back category||Overseas|
|Cash back rate||1%|
|Period||January, April, May and December|
|Cash back category||All other transactions|
|Cash back rate||0.5%|
|Period||January to December|
HSBC Credit Card features and services
Card Instalment Plan
Enjoy instalment deals with 0% interest and up to 36 months with your HSBC Credit Card.
Cash Instalment Plan
Get cash from your credit card and pay it off on instalment at low interest rates.
Card Balance Transfer
Transfer balances from your non-HSBC Credit Card to your HSBC Credit Card and get big savings!
Card Balance Conversion Plan
Convert your recent expenses on your HSBC Credit Card to affordable instalments, payable up to 24 months.
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Rewards vs cashback
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What is a rewards credit card?
A credit card that offers reward points, where you can earn points from your everyday spending.
Things you should know
Fees and Charges
How to apply for a HSBC Gold Visa Cash Back Credit Card
Make sure you read the requirement before applying
Apply in branch
Find your nearest branch and apply in person.
Frequently asked questions
What documentation do I need to provide when applying for an HSBC Credit Card?
How long will it take to process an HSBC Credit Card application?
When will my rebate/cashback be credited?
If I have earned bonus points from my old Gold Card, can I still redeem them?
How/when will I get my welcome gift?
Offers and rewards
HSBC Visa offers
Exclusive privileges with your HSBC Visa Credit Card.
Red Hot Deals with HSBC Credit Cards
Exciting offers on shopping, dining, beauty and travel only with your HSBC Credit Card.
HSBC Premier Mastercard Credit Card
Discover a world of privileges and rewards.
HSBC Platinum Visa Rebate Credit Card
Enjoy rebate on shopping, travel, insurance and all other spend.
HSBC Red Mastercard Credit Card
Enjoy 4x bonus points plus miles.
For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or talk to us through Chat by clicking on the icon at the bottom right of our homepage. If you want to find out more about HSBC's customer feedback procedures, please visit hsbc.com.ph/feedback.
The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) https://www.bsp.gov.ph. You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email: email@example.com; Webchat: http://www.bsp.gov.ph; Facebook: https://www.facebook.com/BangkoSentralngPilipinas or SMS: 021582277 (for Globe subscribers only).
Deposits are insured by PDIC up to PHP500,000 per depositor.
Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through chat.