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Credit Card limits may vary from person to person depending on how many cards you own, how much you earn and your credit behaviour. Read to understand more.

Balance transfer is a feature of your credit card that lets you transfer your outstanding balance from one card to another.  This "consolidation" of balances is supposed to help you better manage your finances.

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Make sure school preparations are in the bag. We'll throw in something extra.

T&Cs apply.

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Enjoy Waived Annual Fees when you reach an annual spend using your newly approved and activated HSBC Credit Card.

T&Cs apply.

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With your HSBC Credit Card, you can purchase high-ticket items like gadgets, electronics and appliances, and so much more at 0% interest on instalment payable up to 36 months.

T&Cs apply.

For inquiries, please call HSBC's Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) 800-100-85-800 international toll-free for selected countries/regions, or send an inquiry via email to Note: Do not provide your account or credit card numbers or disclose any other confidential information or banking instructions through email.

For complaints and feedback, you can call the abovementioned numbers or visit

The Hongkong and Shanghai Banking Corporation Limited is an entity regulated by the Bangko Sentral ng Pilipinas (Bangko Sentral) You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through their Email:; Webchat:; Facebook: or SMS: 021582277 (for Globe subscribers only).

Deposits are insured by PDIC up to PHP500,000 per depositor.

Asian Banking & Finance