Top of main content

HSBC Credit Card Instalment Plan

Enjoy instalment deals up to 36 months to pay with your HSBC Credit Card.

With your HSBC Credit Card, you can purchase high-ticket items like gadgets, appliances, airplane tickets and so much more at 0% interest on instalment payable up to 36 months.

HSBC's 0% instalment merchants

Items Merchants
Computer, gadgets, electronics, appliances, telecommunications Abenson, Ambassador Appliances, Ansons, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry's Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson's Appliances, Robinson's Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Department stores Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Food stores and supermarkets Savemore Market, SM Hypermarket, SM Supermarket
Health, beauty, and wellness Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Home furnishing Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Other retail Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Retail boutiques and clothing Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

HSBC's 0% instalment merchants

Items Computer, gadgets, electronics, appliances, telecommunications
Merchants Abenson, Ambassador Appliances, Ansons, AV Surfer, Avid, Camerahaus, Coleman, Dyson, Electroworld, Fissler, Fone Style, Gigahertz, Globe, Henry's Cameras, Insinkerator, iSwitch, KitchenAid, Manila Imperial, Memoxpress, PC Express, Perfect Shot, Powermac, Premium Style Electronics, Robinson's Appliances, Robinson's Savers, Silicon Valley, SM Appliance Center, TCA Digital, Tempur, Villman, Western Appliances
Items Department stores
Merchants Robinson's Dept Store, Rustan's Department Store, The SM Store, W Department Store
Items Food stores and supermarkets
Merchants Savemore Market, SM Hypermarket, SM Supermarket
Items Health, beauty, and wellness
Merchants Belo Medical Group, Facial Care, Marie France, Medical City, Svenson
Items Home furnishing
Merchants Abenson Home, Ace Builders, Ace Hardware, Ace Express, Crate & Barrel, Robinson's Builders, Blims, Habitat, Handyman, Our Home, True Value, Zwilling
Items Other retail
Merchants Baby Company, Pet Express, Toy Kingdom, Toys R' Us, Watsons
Items Retail boutiques and clothing
Merchants Adora, Bata Shoes, Calvin Klein Platinum, Crocs, Denovo, Ecco, Forever 21, Hermes, Innisfree, Levi's, Joseph, Kultura, Miladay, Rustan's Redtag Store, Robinson's Fashion Affiliates (Topshop, Topman, Dorothy Perkins, Burton, Miss Selfridge, Warehouse), Sfera, Simply Shoes, Sports Central, Surplus, Uptrend Fashion - Surplus, The Body Shop, Tiffany, Under Armour, Uniqlo

Special deals

Online

ShopSM logo

ShopSM

Avail of 0% installment for 3 months for a minimum purchase of PHP5,000.

Shop now at www.shopsm.com. HSBC's Card Installment Plan Terms and Conditions apply.

The Clean Room logo

The Clean Room

Avail of 0% installment up to 12 months for a minimum purchase of PHP3,000.

Shop now at www.thecleanroom.net. HSBC's Card Installment Plan Terms and Conditions apply.

Drybrush logo

Drybrush

Avail of 0% installment up to 6 months for a minimum purchase of PHP3,000. Shop for authentic and curated art and have it shipped right to your doorstep (anywhere in the Philippines).

Shop now at www.drybrush.com.

HSBC’s Card Installment Plan Terms and Conditions apply.

Shop & Shop by Rustan Marketing Corporation logo

Shop & Shop by Rustan Marketing Corporation

Avail of 0% installment up to 6 months online subject to the following minimum purchase requirements:

  • 3 months – PHP5,000
  • 6 months – PHP20,000

Shop in 4 easy steps. Learn more.

HSBC Card Installment Plan Terms and Conditions apply.

Korg logo

Korg

Avail of 0% installment up to 12 months online subject to the following minimum spend requirements:

  • 3 months – PHP3,000
  • 6 months – PHP9,000
  • 9 months – PHP16,000
  • 12 months – PHP25,000

Shop now at www.korg.ph. They carry the following brands: Korg, Vox and Samon.

HSBC Card Installment Plan Terms and Conditions apply.

Our home logo

Look PH by Watsons

Enjoy 0% installment for 3 months for a minimum purchase of PHP3,000. Shop now through the following:

The Nest Genie logo

The Nest Genie

Curate new home pieces and enjoy 0% installment up to 6 months for a minimum purchase of PHP5,000 with your HSBC Credit Card at The Nest Genie.

Shop now at www.thenestgenie.com

HSBC’s Card Installment Plan Terms and Conditions apply.

Switch logo

Switch

Get the latest gadgets at 0% installment up to 24 months at Switch, an Apple Premium Reseller, subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP 3,000
  • 6 months – minimum purchase of PHP 3,000
  • 12 months – minimum purchase of PHP 6,000
  • 24 months – minimum purchase of PHP 12,000

Shop now at www.switch.com.ph

HSBC’s Card Installment Plan Terms and Conditions apply.

Blims logo

Blims

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP30,000
  • 24 months: minimum purchase of PHP40,000
  • 36 months: minimum purchase of PHP60,000

Visit any BLIMS store to shop.

HSBC's Card Instalment Plan Terms and Conditions apply.

Western appliances logo

Western Appliances

Avail of 0% instalment up to 12 months online or up to 36 mos in-store at Western Appliances subject to a minimum spend requirement per tenor for selected models.

Shop now at www.western.com.ph or visit any Western Appliances branch nationwide.

HSBC's Card Instalment Plan Terms and Conditions apply.

Silicon Valley Logo

Silicon Valley

You can now avail 0% instalment up to 24 months* at Silicon Valley’s online store subject to the following minimum spend requirements:

  • 3 months - minimum purchase of PHP3,000
  • 6 months - minimum purchase of PHP3,000
  • 12 months - minimum purchase of PHP6,000
  • 24 months - minimum purchase of PHP12,000

Shop now at www.siliconvalley.com.ph

* Applicable on select items only. HSBC's Card Instalment Plan Terms and Conditions apply.

Crate & Barrel Logo

Crate & Barrel

You can now avail 0% instalment up to 6 months at Crate & Barrel’s online store subject to the following minimum spend requirements:

  • 3 months - minimum purchase of PHP5,000
  • 6 months - minimum purchase of PHP10,000

Shop now at www.crateandbarrel.com.ph

HSBC's Card Instalment Plan Terms and Conditions apply.

Abenson Logo

Abenson

You can now avail of 0% installment up to 12 months online and 24 months in-store with your HSBC Credit Card.

0% instalment up to 24 months is subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP6,000
  • 24 months: minimum purchase of PHP18,000

Shop now at www.abenson.com. HSBC's Card Instalment Plan Terms and Conditions apply.

John Robert Powers logo

John Robert Powers

Enjoy 0% Instalment up to 24 months1 for a minimum transaction amount of PHP30,000 online with your HSBC Credit Card at John Robert Powers.

Visit www.johnrobertpowers.ph or visit their branches.

List of branches(PDF)

1For in-store, only 0% instalment up to 12 months available. HSBC's Card Instalment Plan Terms and Conditions apply.

Standard insurance logo

Standard Insurance

Enjoy 0% Instalment up to 6 months for a minimum transaction amount of PHP7,000 with your HSBC Credit Card at Standard Insurance.

Visit www.standard-insurance.com.

HSBC's Card Instalment Plan Terms and Conditions apply.

Fone style logo

Fone Style

Avail of 0% instalment up to 3 months online or up to 36 mos in-store at Fone Style subject to a minimum spend requirement per tenor for selected models.

Shop now at www.fonestyle.com.ph or visit any Fone Style branch nationwide.

HSBC's Card Instalment Plan Terms and Conditions apply.

Miladay Fine Jewels logo

Miladay

Avail of 0% installment up to 12 months online and up to 36 months in-store subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP6,000
  • 24 months: minimum purchase of PHP12,000
  • 36 months: minimum purchase of PHP18,000

HSBC's Card Instalment Plan Terms and Conditions apply.

Shop now at www.miladayjewels.com.

Henry's Cameras logo

Henry's Cameras

Avail of 0% instalment up to 6 months with a minimum purchase of PHP5,000 at Henry's online store with your HSBC Credit Card.

Shop now at www.henryscameraphoto.com

What's more, you can continue to shop 0% installment up to 24 months at Henry's Camera in-store. Subject to the ff. minimum spend requirements:

  • 3 months: minimum purchase of PHP6,000
  • 6 months: minimum purchase of PHP6,000
  • 12 months: minimum purchase of PHP6,000
  • 24 months: minimum purchase of PHP30,000

HSBC's Card Instalment Plan Terms and Conditions apply.

*Brand and item exclusions apply.

Trunc logo

Trunc

Shop at over 100 premium and luxury brands in one online shopping destination. Avail of 0% instalment up to 12 months subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP7,500
  • 6 months – minimum purchase of PHP30,000
  • 12 months – minimum purchase of PHP75,000

See the full list of brands here.Shop now at www.trunc.ph.

HSBC's Card Installment Plan Terms and Conditions apply.
Kultura logo

Kultura

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP5,000
  • 6 months – PHP15,000
Under Armour logo

Under Armour

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP3,000
  • 6 months – PHP6,000
Levi's logo

Levi's

0% instalment up to 6 months for a minimum purchase of PHP5,000 via The SM Store's Call to Deliver facility.

Crocs logo

Crocs

0% instalment for 6 months for a minimum purchase of PHP5,000 via The SM Store's Call to Deliver facility.

Innisfree logo

Innisfree

0% instalment for 3 months for a minimum purchase of PHP3,000 via The SM Store's Call to Deliver facility.

Bata logo

Bata

0% instalment up to 6 months via the The SM Store's Call to Deliver Facility subject to the following minimum spend requirements:

  • 3 months – PHP5,000
  • 6 months – PHP10,000
Datablitz logo

Datablitz

Avail of 0% instalment up to 6 months for a minimum purchase of PHP3,000 when you shop with your HSBC Credit Card at Datablitz's online store.

Shop now at ecommerce.datablitz.com.ph

HSBC's Installment Plan Terms and Conditions apply.

Globe logo

Globe

Enjoy 0% instalment up to 36 months with your HSBC Credit Card at Globe's online store or any Globe store nationwide.

0% instalment up to 36 months is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months – minimum purchase of PHP18,000 

Shop now at shop.globe.com.ph

Shop for a new iPhone 13 at shop.globe.com.ph/hsbc-iphone

Click here to view the iPhone 13 FAQs and Application process.

HSBC's Installment Plan Terms and Conditions apply.

Dyson logo

Dyson

Enjoy 0% installment up to 6 months for a minimum purchase of PHP5,000.

Shop online at www.wpi.ph

HSBC’s Card Installment Plan Terms and Conditions apply.

Toy Kingdom logo

Toy Kingdom

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.toykingdom.com.ph.

The Body Shop logo

The Body Shop

0% instalment up to 3 months for a minimum purchase of PHP3,000.

Shop at www.thebodyshop.com.ph.

Baby Company logo

Baby Company

0% instalment up to 6 months for a minimum purchase of PHP5,000.

Shop at www.shop.babycompany.ph.

Pet Express logo

Pet Express

0% instalment up to 6 months for a minimum purchase of PHP3,000.

Shop at www.petexpress.com.ph.

Sports Central logo

Sports Central

0% instalment up to 3 months for a minimum purchase of PHP5,000.

Shop at www.sportscentral.ph.

Anson's logo

Anson's

Avail of 0% instalment for 12 months for a minimum single-receipt purchase of PHP3,000 at Anson's online store.

Shop now at www.ansons.ph. HSBC's Card Instalment Plan Terms and Conditions apply.

Power Mac Center logo

Power Mac Center

 

Avail of 0% instalment up to 36 months when you shop with your HSBC Credit Card at Power Mac Center's online store.

0% instalment up to 36 months online is subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP6,000
  • 6 months – minimum purchase of PHP6,000
  • 12 months – minimum purchase of PHP20,000
  • 24 months – minimum purchase of PHP50,000
  • 36 months – minimum purchase of PHP50,000

* 36 months is only available at Power Mac Center and The Loop branches.

HSBC Exclusive: Welcome the year 2022 with a new iPad mini 6th Gen or MacBook Pro from Power Mac Center at 0% instalment up to 36 months with your HSBC Credit Card 1

  • iPad mini 6th Gen – Pay as low as PHP881.61 / month for 36 months 2
  • Macbook Pro 14 and 16 inches – Pay as low as PHP3,249.72 / month for 36 months

 

1Promo runs from December 24, 2021 to January 31, 2022.

Available at any Power Mac Center branch, The Loop branches and Power Mac Center's Viber store.

2Available at any Power Mac Center and The Loop branches only.

Terms and Conditions apply.

HSBC's Installment Plan Terms and Conditions apply.

Per DTI Fair Trade Permit No. FTEB-133908 Series of 2021.

Rustan's logo

Rustan's Shop Online

Enjoy 0% installment up to 36 months subject to the following minimum spend requirements:

  • 3 months - PHP3,000
  • 6 months – PHP10,000
  • 12 months – PHP20,000
  • 24 months – PHP50,000
  • 36 months – PHP100,000

 

Shop now at participating Rustan's stores, online at rustans.com, or through Rustan's Personal Shopper on Call via 0917-1111952.

Participating stores: Makati, Shangri-la, Alabang, Gateway, Cebu, Rustan's Brand Stores


HSBC's Card Instalment Plan Terms and Conditions apply.

Everest Academy logo

Everest Academy

You can now avail of 0% instalment for 3 months with your HSBC Credit Card at Everest Academy for a minimum purchase of PHP70,000.

Visit www.everestmanila.com. HSBC's Card Instalment Plan Terms and Conditions apply.

Appliances

Blims logo

Blims

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements:

  • 3 months: minimum purchase of PHP3,000
  • 6 months: minimum purchase of PHP3,000
  • 12 months: minimum purchase of PHP30,000
  • 24 months: minimum purchase of PHP40,000
  • 36 months: minimum purchase of PHP60,000

Visit any BLIMS store to shop.

HSBC's Card Instalment Plan Terms and Conditions apply.

Ikea

Use your HSBC Credit Card and enjoy 0% installment up to 3 months in store when you spend a minimum of PHP5,000.

HSBC’s Card Installment Plan Terms and Conditions apply.

Our home logo

Our Home

Enjoy exclusive 0% installment up to 36mos at Our Home subject to the following minimum spend requirements:

  • 3 months – PHP15,000
  • 6 months – PHP15,000
  • 12 months – PHP40,000
  • 24 months – PHP50,000
  • 36 months – PHP60,000

Offer is valid from January 7 to June 30, 2022. Visit any participating Our Home branch.

HSBC Card Installment Plan Terms and Conditions apply.

CW Home Depot logo

CW Home Depot

Enjoy 0% instalment up to 6 months for a minimum purchase of PHP3,000. Visit any CW Home Depot branch.

Learn more. HSBC's Card Installment Plan Terms and Conditions apply.

Manila Imperial Motor Sales logo

Manila Imperial Motor Sales

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements:

  • 3 months – minimum purchase of PHP3,000
  • 6 months – minimum purchase of PHP3,000
  • 12 months – minimum purchase of PHP6,000
  • 24 months – minimum purchase of PHP12,000
  • 36 months – minimum purchase of PHP18,000

Visit Manila Imperial Motor Sales at 109 Veronica St., Tytana Center, Binondo Manila or call 8708-5355 up to 60 to order.

HSBC Card Instalment Plan Terms and Conditions apply.

Retail boutiques

The SM Store logo

The SM Store

Avail of 0% installment for 3 months for a minimum purchase of PHP5,000.

Available via in-store and the Call-to-Deliver service.

HSBC's Card Installment Plan Terms and Conditions apply.

W Department Store logo

W Department Store

Enjoy 0% installment for 3 months for a minimum purchase of PHP3,000 with your HSBC Credit Card.

List of branches:

Guiguinto, San Fernando, Sucat, Sta Rosa, Tagaytay, Cabanatuan, Carmona, Plaridel, Makati, Dasmarinas, Talavera, Taytay, Balayan, Concepcion, Nasugbu, W Mall Pasay, Paniqui, San Jose, Sta Maria, Tanauan, Subic, North Edsa, Balanga, Waltermart Batangas, WDS Los Baños , WDS Bicutan.

Tiffany and Co logo

Tiffany & Co.

Enjoy 0% instalment up to 36 months subject to the following minimum spend requirements: 

  • 3 months – minimum purchase of PHP30,000
  • 6 months – minimum purchase of PHP60,000
  • 12 months – minimum purchase of PHP100,000
  • 24 months – minimum purchase of PHP150,000
  • 36 months - minimum purchase of PHP250,000

View Tiffany & Co's catalogue (PDF). You may call or Viber +63 917 881 5272 or +63 917 848 0559 to have a Tiffany sales professional assist you. 

Healthy, Beauty & Wellness

shinagawa logo

Shinagawa Lasik & Aesthetics

Enjoy 0% instalment up to 12 months when you use your HSBC Credit Card:

  • 3 months – minimum spend of PHP65,000
  • 6 months – minimum spend of PHP80,000
  • 12 months – minimum spend of PHP100,000

 

Plus here's an exclusive offer for HSBC Credit Cardholders:

Enjoy Free Aesthetic e-Vouchers when you use your HSBC Credit Card!

  • Earn PHP3,000 e-Voucher - Spend at least PHP65,000 to PHP99,999
  • Earn PHP5,000 e-Voucher - Spend at least PHP100,000 and above

Promo runs from December 8, 2021 to January 31, 2022.

 

Booking and Inquiries:

Visit any Shinagawa Lasik & Aesthetics branch or;

 

Online: shinagawa.ph

Call: 09178627454, 09212170517, (+632) 7-368-5238

Email: info@shinagawa.ph

Facebook: ShinagawaLasikCenter

Instagram: @shinagawa_ph

Twitter: Shinagawa_PH

 

Minimum spend per tenor applies.

HSBC Installment Plan Terms and Conditions apply.

Per DTI Fair Trade Permit No. FTEB-133227 Series of 2021.

Frequently asked questions

Apply now

Unfold great deals at 0% instalment when you use your HSBC Credit Card.

Terms and conditions

  1. HSBC's Card Instalment Plan ("HIP") is the instalment facility of The Hongkong and Shanghai Banking Corporation Limited ("HSBC"), which allows an HSBC credit cardholder ("Cardholder") to purchase selected goods and services from accredited HIP merchants in the Philippines using their HSBC credit card ("the Card") and pay for the same, together with applicable interest and other fees, on instalment basis. In certain instances or promotions, HSBC may, at its sole discretion, allow the Cardholder to convert into instalment transaction purchases made using the Card at non-accredited HIP merchants.
  2. The Cardholder agrees that HSBC may at its option require a minimum purchase amount to qualify for HIP.
  3. The Cardholder agrees that the beneficial title to the goods purchased through HIP, including any and all replacements, accessions and accessories thereto, shall remain with HSBC until the total HIP instalment price is paid in full. The Cardholder shall, in the meantime, possess and hold the same in trust for HSBC.
  4. The Cardholder agrees not to alter, return, pledge, mortgage, sell, assign, pawn, lease or part with the possession of the goods without the prior written consent of HSBC and until and unless the Cardholder shall have paid the total HIP instalment price including all other charges that may arise out of the purchase.
  5. The Cardholder acknowledges that the total HIP instalment price plus any Interest ("Handling Fee") from the instalment purchase shall be deducted from the available credit limit on the HSBC credit card account at the time of approval, but shall be posted at Statement billing / cut-off date in fixed equal monthly instalment amounts on each statement of account. The entire monthly instalment amount shall form part of the Minimum Amount Due on each statement of account. The Cardholder shall have the option to pay the Minimum Amount Due, every month. If he does so, or if the Cardholder revolves any portion of the Total Amount Due in any given month, this shall be included in the computation of the Finance Charge and Late Payment Charge (if applicable) for that month. The Cardholder shall be liable to pay these charges, plus any applicable taxes and charges required by the government thereon, over and above the applicable interest due on the instalment transaction. The finance charges, at HSBC's prevailing rate, will be levied using the average daily balance method upon the Cardholder's opening balance and all new transactions posted, including any applicable fixed monthly instalment amount and interest thereon, within the statement period accrued from the transactions' posting date until the end of the current statement period.
  6. The use of the Card in connection with HIP shall be subject to the Terms and Conditions governing HSBC's Credit Card Products to the extent not inconsistent herewith.
  7. The Cardholder's availment of HIP shall be considered his/her acceptance of and agreement to be bound by these terms and conditions and such amendments hereof as may be made by HSBC and advised from time to time.
  8. HIP cannot be availed of in conjunction with ongoing HIP Merchant, other HSBC credit card and/or government promotions.
  9. HIP is available in select branches and over select items of the HIP merchant. The HIP Merchants listed in this material are current as of print date. HSBC reserves the right to change the line-up of HIP Partner Merchants participating in the HIP program from time to time. The latest list of HIP merchants may be found at HSBC's website www.hsbc.com.ph. The items included in the 0% Interest Instalment Plan and/or in the Deferred Payment Plan, shall be identified in the price tag of the item.
  10. In case of pre-termination or cancellation of the HSBC Card Instalment Plan transaction before the end of the chosen repayment period, HSBC reserves the right to charge to the cardholder's account a processing fee of Five Hundred Pesos (P500).
  11. All decisions made by HSBC or the HIP Merchant regarding this promotion are considered final.

 

Updated as of July 2013.

Discover more credit card features

Couple withdrawing money from ATM; image used for HSBC Philippines Cash Advance
 
about Cash Advance

A card that gives you both credit and cash