Live+ Credit Card | Earn Cashback on Your Shopping

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HSBC Live+ credit card

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.

Apply now for HSBC Live + Credit Card

Welcome offer

Get a free Delsey luggage with an HSBC Live+ Credit Card

Apply for an HSBC Live+ Credit Card and get a free Delsey Carry-On Luggage when you spend PHP40,000 anywhere within 60 days.

T&C apply.

Apply now

Dine

Treat yourself with up to 8% cashback[@cards-liveplus-accelerated-cashback] at restaurants, around town and across Asia.

Shop

Indulge in retail therapy, all while earning up to 5% cashback[@cards-liveplus-accelerated-cashback] towards your future shopping trips.

Fun

Binge movies and shows at home or at the cinema, and earn up to 5% cashback[@cards-liveplus-accelerated-cashback] on them too.

Power up on your spending with cashback in selected categories including up to 2% on fast food[@cards-liveplus-accelerated-cashback][@cards-liveplus-maximum-cashback].

Live+ perks and privileges

The card that gets you more out of life.

Dine – in Philippines and around Asia

Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals – earn up to 8% cashback[@cards-liveplus-accelerated-cashback] on dining. Plus, get a discount of up to 15% at over 200 restaurants across Asia through our curated Live+ Dining Programme.

Learn more about HSBC Live+ Dining Offers

Shop – both online and offline

Stay on trend without breaking the bank. Whether you're treating yourself to retail therapy or buying gifts for your loved ones, we know here's a reward that will never go out of style – get 5% cashback[@cards-liveplus-accelerated-cashback] on your shopping no matter if you're shopping in department stores, popular retail stores, or online.

Fun – both on big and small screens

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 5% cashback[@cards-liveplus-accelerated-cashback] on entertainment spending.

Life with even more perks

Get set with your card

Activate it easily via mobile banking, plus we'll waive the annual fee for your first year.
Shop online confidently

With complimentary coverage of up to USD200 for any online purchase losses or damages.
Fuel up on cashback at Caltex

6% cashback on your first transaction, then 3% on all your Caltex fuel purchases – learn more.

Get more out of life

With our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more
Get free travel insurance coverage

Of up to PHP10 million when you pay for your travel fare with your HSBC Live+ Credit Card.
Get a cash advance when you need it

Use your credit card just like an ATM card to withdraw cash locally and abroad – learn more.

How to apply for a HSBC Live+ Credit Card

You must have:

An existing locally-issued primary credit card owned for at least 6 months
A minimum annual income of PHP400,000

Proof of Identity with Complete name (at least one of the following)

i. Passport, Driver's License, SSS/TIN ID plus NBI Clearance or Voter's ID

Note: Proof of Identity should be valid (not expired), photo-bearing and contain date of birth.

Proof of Residence (Note: Must be under the name of the applicant)

i. Valid ID containing the address of the applicant
ii. Utility bills (electricity, landline phone, mobile phone or cable TV issued within the last 3 months and must match the permanent and primary address)

Apply now

Good to know

Who can apply?

To apply for an HSBC Live+ Credit Card, you must be aged 21 to 65 years old and:

Have a minimum annual income of PHP400,000
Hold a primary credit card that was issued in the Philippines, and which you've held for at least 6 months

To apply for an HSBC Live+ Credit Card, you must have:

A valid locally-issued primary credit card you've owned for at least 6 months
A minimum annual income of PHP200,000
Proof of identity with your full name: your passport, driver's license, SSS/TIN ID plus NBI clearance or voter's ID
Proof of residence under your name: a utility bill (electricity, landline phone, mobile phone or cable TV) issued within the last 3 months with an address that matches the permanent and primary address on your valid proof of identity

Note: Proof of identity should be valid (not expired), photo-bearing and containing your date of birth.

You'll also need to provide proof of identity with your application. We accept any one of the following:

SSS
TIN
GSIS
PASSPORT
DRIVING LICENCE
UMID
COMELEC/VOTER’S ID
PRC ID
PHILSYS ID

If you're an Overseas Filipino Worker (OFW), please provide any one of the following:

Certificate of Employment
Working visa or work permit as issued in your country or region of residence
OFW card as issued by Philippine Overseas Employment Administration (POEA)
POEA certificate

Frequently asked questions

From launch until 30 November 2024:

The total cashback earned in a calendar month will be posted to the Primary Cardholder’s account by the fourth week of the next calendar month. The computation of the minimum spend requirement and the maximum cap will be done every calendar month.

Starting 1 March 2025

The total cashback earned during the customer’s monthly statement cycle will be posted in the Primary Cardholder’s account 2 working days after their statement’s cutoff date. Computation of the minimum spend requirement and the maximum cap will also be done during the account’s statement cycle cut-off.

You'll earn 0.2% cashback on all transactions with your card. But if you spend at least PHP10,000 in a statement cycle, you’ll earn cashback at accelerated rates of 8% for dining and 5% for shopping and entertainment.

Yes, you can earn up to PHP1,250 cashback per month. Caltex rebates will be capped at PHP600 per month.

Yes, you will not earn rebates for the following categories:

Spend categories:

Utilities, fuel, insurance, betting and gambling, education and government, real estate, toll fees, charity, legal, financial/quasi cash, drug stores and pharmacies

Card services and fees:

Balance transfer, Cash Instalment Plan and Straight-to-Instalment, cash advance, auto-charge, bills payment transactions done via HSBC online, fees and charges

See full list of FAQs Download link

Learn about the differences between a rewards or cashback programme so you can pick the credit card that suits your lifestyle best.

Explore shopping, dining, beauty and travel offers that are exclusive to your HSBC credit card.

Read our tips on how to maximise your online shopping experience with credit card cashback and offers, while staying safe.

Notes

Issued by The Hongkong and Shanghai Banking Corporation Limited. To contact HSBC for inquiries or complaints, call (02) 8858-0000 or (02) 7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) +800-100-85-800 international toll-free for selected countries/regions, talk to us through the Chat feature of our website hsbc.com.ph, or visit hsbc.com.ph/feedback.

The Hongkong and Shanghai Banking Corporation Limited is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph.

HSBC Live+ Credit Card

Live it up with extra cashback

Welcome offer

Get a free Delsey luggage with an HSBC Live+ Credit Card

Get up to 8% cashback and more on what you love

Dine

Shop

Fun

More

Live+ perks and privileges

Dine – in Philippines and around Asia

Shop – both online and offline

Fun – both on big and small screens

Life with even more perks

How to apply for a HSBC Live+ Credit Card

Make sure you read the requirement before applying

Good to know

Who can apply?

What you need to apply

Important documents

Frequently asked questions

When and how will my cashback be credited to me?

How much do I need to spend to earn cashback?

Is there a limit to the cashback that I can earn?

Are there transactions on which I do not earn rebates?

Will I get 8% cashback on food delivered from restaurants through apps?

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